What the heck for? How did a deposit into his account inconvenience him at all... except for maybe him having to make a phone call to report it.
The kid knew it wasn't his money. He's no better than a common thief for spending it. If the kid had stolen $3 worth of empty's from your yard you would've shot him.
If anyone is to get a "bonus", it should be the person who trusted the bank to put their deposit into the proper account.
It's amazing how many would-be thieves are here....
Originally posted by Red88FF: Really? Sounds like some personal speculation filling in your own blanks and then a theory based on bad information.
From the quoted article. On March 7 the First Citizens Bank in Hull, Georgia made a mistake, depositing $31,000 from a customer named Steven Fields into the account of another customer with the same name
Looks to be clearly the banks fault. I never fill out my own slips, other than my name. They always do it for me with a smile,
of course. thats what all these discussions are. If you have extra some info not provided - please share.
Banks deposit money into NUMBERED accounts, not NAMED accounts. Steven Fields WAS given a receipt of deposit which he can use to dispute or validate the deposit. Steven Field screwed up, not the bank. This scenario is exactly why many banks are now NOT doing the slips for you, or doing any account lookups based on ID.
I 100% agree that by general standards the 2nd Steven Fields taking and spending the money is "wrong". But - it was the original Steven Fields who fu(ked up.
of course. thats what all these discussions are. If you have extra some info not provided - please share.
Banks deposit money into NUMBERED accounts, not NAMED accounts. Steven Fields WAS given a receipt of deposit which he can use to dispute or validate the deposit. Steven Field screwed up, not the bank. This scenario is exactly why many banks are now NOT doing the slips for you, or doing any account lookups based on ID.
I 100% agree that by general standards the 2nd Steven Fields taking and spending the money is "wrong". But - it was the original Steven Fields who fu(ked up.
I don't get what your saying. The article says the BANK made the mistake, I guess that must be my "extra" information.
And yes, they will do a slip for you, they do it for me every time. In fact I am going down there this morning to transfer some money and they will do it again.
And yes, they will do a slip for you, they do it for me every time. In fact I am going down there this morning to transfer some money and they will do it again.
Yup. I always just sign my paycheck, put my account number on it, go to the drive through and say, "This is for deposit". They fill out a deposit slip, ask if I want my balance, then give me a deposit receipt.
Except 2 weeks ago when a new teller sent the full check amount in cash back with my deposit slip...double payday! I of course then had to go in and spend 15 minutes convincing them of their mistake. It seems it's not something they like to admit...
Yup. I always just sign my paycheck, put my account number on it, go to the drive through and say, "This is for deposit". They fill out a deposit slip, ask if I want my balance, then give me a deposit receipt.
..
I just swipe my card and they write in the account number.
Of course I also look at my balance on my receipt and make sure it is correct. Somebody should have done that here, especially when 31 grand is involved. Should not have to, not required, in fact they don't always give you a balance unless you ask, but certainly prudent to do so.
I fill out a deposit slip and sign the check if there is one, they give me back a printed reciept with accnt number, date and that amount. They do it every time. I never make a deposit without going in the bank. Soon as it shows on my account online, I transfer most of it to my other bank and keep the rest for my local expenses.
I just swipe my card and they write in the account number.
All done electronically when I swipe my card, but there is ALWAYS a couple of questions--"Do you want to print a receipt? Yes or No ". "Do you want to print your new balance? Yes or No." (my personal 'at counter' deposits also require my signature)
I don't get what your saying. The article says the BANK made the mistake, I guess that must be my "extra" information..
That's probably for PR purposes. Putting the blame on the customer looks bad. If the bank was just mailed a check made out to Steven Fields without any other information, and they put it into a different Steven Fields' account, who made the mistake?
The moron that mailed (or presented) the check without any other form of identifier. Here, I would need a routing & accounting number (at the least) to make a deposit into someone else's account, and I cannot personally do it at all if I am not on that person's account as a signer.
[This message has been edited by maryjane (edited 04-01-2014).]
If you find an unmarked bag of money tossed in your backyard (probably a drug dealer's) with no identification/paperwork inside to possibly identify who it belongs to - maybe then you can invoke "finders keepers". (though I'd think the drug dealers would be back toting guns)
Money accidentally put into your bank account has a paper trail. Of course the bank will eventually figure out the mistake - and any missing money is considered STOLEN.
It's amazing how many would-be thieves are here.... 
