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Collectible/classic insurance in FL without enclosed garage? by yellowstone
Started on: 08-20-2014 09:51 PM
Replies: 7 (151 views)
Last post by: rogergarrison on 08-21-2014 12:28 PM
yellowstone
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Report this Post08-20-2014 09:51 PM Click Here to See the Profile for yellowstoneSend a Private Message to yellowstoneEdit/Delete MessageReply w/QuoteDirect Link to This Post
I have tried all insurance companies I can think of and the problem is always that we live in a condo building and I don't have a separate, enclosed garage for the car. Anyone knows of a company that will accept collectible/classic insurance in FL without that requirement?

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Csjag
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Report this Post08-20-2014 10:58 PM Click Here to See the Profile for CsjagClick Here to Email CsjagSend a Private Message to CsjagEdit/Delete MessageReply w/QuoteDirect Link to This Post
Did you already try Grundy?
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wayneman
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Report this Post08-21-2014 05:37 AM Click Here to See the Profile for waynemanClick Here to Email waynemanSend a Private Message to waynemanEdit/Delete MessageReply w/QuoteDirect Link to This Post
I use Hagerty. Not sure about the garage clause. My neighbors are snow birds so I keep my car in their garage for now. I like Hagerty because of there lack of restrictions on the driving and miles.
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hyperv6
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Report this Post08-21-2014 06:59 AM Click Here to See the Profile for hyperv6Send a Private Message to hyperv6Edit/Delete MessageReply w/QuoteDirect Link to This Post
Not sure if there is one. To this point it they all have a locked garage requirement and I can't say I can't blame them.

You may be able to get specified amount insurance that is not collectors that will let you but you will pay for it in the end and not get the collector discount.

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Old Lar
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Report this Post08-21-2014 09:39 AM Click Here to See the Profile for Old LarSend a Private Message to Old LarEdit/Delete MessageReply w/QuoteDirect Link to This Post
All collectors car insurance that I have looked at have had a garage storage for the collector car. I currently have Grundy.
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Csjag
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Report this Post08-21-2014 11:09 AM Click Here to See the Profile for CsjagClick Here to Email CsjagSend a Private Message to CsjagEdit/Delete MessageReply w/QuoteDirect Link to This Post
Wayneman, when I got Grundy a few months ago they didn't even ask me the odometer reading on the car so they don't monitor how much I drive either.
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Alex4mula
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Report this Post08-21-2014 11:48 AM Click Here to See the Profile for Alex4mulaClick Here to Email Alex4mulaSend a Private Message to Alex4mulaEdit/Delete MessageReply w/QuoteDirect Link to This Post
I have Grundy and they are very flexible. But probably just by your address they will know is a condo. Then Miami area doesn't help much either. Do you have any relative and try to say you are storing the car at that place? Still if stolen/vandalized at the condo then you probably are screwed.
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rogergarrison
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Report this Post08-21-2014 12:28 PM Click Here to See the Profile for rogergarrisonClick Here to Email rogergarrisonSend a Private Message to rogergarrisonEdit/Delete MessageReply w/QuoteDirect Link to This Post
Check with your regular insurance company. I have State Farm and at least in Ohio, they have collectable car coverage. All mine were insured thru them. I didnt need a garage. I have a regular customer with a big collection he keeps in a separate building by his house. I dont remember if its Hagarty or Grundy, but he had to have a masonry building, burglar and fire alarm, and a sprinkler system. Each vehicle was only allowed 1,000 miles or so annually.
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