I have tried all insurance companies I can think of and the problem is always that we live in a condo building and I don't have a separate, enclosed garage for the car. Anyone knows of a company that will accept collectible/classic insurance in FL without that requirement?
I have Grundy and they are very flexible. But probably just by your address they will know is a condo. Then Miami area doesn't help much either. Do you have any relative and try to say you are storing the car at that place? Still if stolen/vandalized at the condo then you probably are screwed.
Check with your regular insurance company. I have State Farm and at least in Ohio, they have collectable car coverage. All mine were insured thru them. I didnt need a garage. I have a regular customer with a big collection he keeps in a separate building by his house. I dont remember if its Hagarty or Grundy, but he had to have a masonry building, burglar and fire alarm, and a sprinkler system. Each vehicle was only allowed 1,000 miles or so annually.