Some my find this interesting: it seems GEICO has joinded with another company and now offers realistic insurance for collectable cars like ours. It's not prefect, but at least you can get it for what you and the provider think is close to the real value of your car and not blue book which is sh#^%. It's also not for daily drivers but also not as restrictive as most collector car coverage. I selected a 5,000 miles/year limit.
They quoted me $314/year on an $8,000 value 87GT - could have gone higher with the value- that's with liablity and a garage kept agreement. That was with full coverage. Yeah, it's not super cheep but not blue book either.
From them:
Thank you for contacting American Collectors, the nation's leading provider of collector vehicle and collectibles insurance. Our collector vehicle insurance program provides:
Agreed Value* coverage - your vehicle's full insured value (less any applicable deductible) is protected in the event of total loss, with no value depreciation.
Low deductible - in most states a zero deductible is available. Unless you've selected a higher deductible, you'll have no out-of-pocket expense in the event of a claim.
BTW: I'M GOING TO BUMP THAT UP TO LOWER THE COST
Flexible miles - you're not limited to "parades only." Enjoy driving your collector vehicle up to the mileage limit you select (multiple mileage tiers are available in most states).
Towing & Labor for Collectors (TLC) Plan * - TLC offers you extra peace-of-mind by providing reimbursement for emergency towing, roadside assistance, lockout and more. Choose your desired level of TLC - click here for more information, or ask a representative for details.
The American Collectors "Real Person" guarantee - you always have the option of getting a real person on the phone during our business hours (Monday - Friday, 8:30 am - 7:00 pm and Saturdays 9:00 am - 5:00 pm, EST) at 1 (866) 540-2307.
Online policy management - if you like the convenience of managing your policy online, visit us anytime at
www.AmericanCollectors.com Based on the information you provided to us, please see your premium estimate below. This estimate is non-binding; no coverage is offered or implied.
To apply for coverage, please call us at 1 (866) 540-2307. Please have the following items handy:
1. Driver's license numbers for all household residents
2. Dates of birth for all household residents
3. Collector vehicle information (year, make, model & VIN)
4. Your personal auto policy limits of coverage
5. Visa, MasterCard or American Express
Thank you for giving us the opportunity to serve your insurance needs.
Sincerely,
Sales and Service Department
American Collectors Insurance, Inc.
Serving GEICO Insurance Agency, Inc
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