After talking to a rep at Tirerrack.com my fears were confirmed. One needs hubcentric rings to avoid vibration and excess stress on the wheel studs.
He recommended the following website:
https://www.justforwheels.com
The prices seem reasonable. I also like the configurator. (beats getting out the caliper) If you guys know of other websites, please post them.

Reason for getting hub centric rings:
[IMG]https://www.justforwheels.com/images/how4.jpg[/IMG]
| quote | from https://www.justforwheels.com/index.jsp?cat=hubcentric&sub=how VIBRATION PROBLEMS ON AFTER MARKET WHEELS
Wheel Hubcentric rings are designed to fill in the gap between the hub of the car and the center bore of the wheel. Most wheel manufacturers design their wheels with a centerbore large enough to fit on most cars. Therefore, since wheel manufactures make their center bore large enough to fit most cars, most wheel fitments have a gap between the hub and the centerbore. This gap usually doesn't allow for the wheel to fit hubcentric but rather lugcentric which causes vibration. Therefore, to fill the gap and ensure the fitment is hubcentric, hub rings are used.
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I know there are many sources for lugs, but the price seems reasonable:
https://www.justforwheels.com/index.jsp?Make=Pontiac&Model=Fiero&Year=1986&sub=lugresults&cat=lugsandlocks
(again, please post others)
For replacement center caps:
http://www.centercapsdirect.comPlease let me know what you think of hub centric rings. Should I use them? Should I use plastic/Aluminum?
Could one of these rings be used to fix Held/HT Motorsports Wilwood kits. (which don't have a hubcentric ring) Or other big brake kits?