MPH = (RPM x Tire diameter) / Gear ratio x 336
Tire diameter = (245 x .45) / 25.4) x 2 + 17 = 25.68 inches tall
25.4 mm = ~ 1 inch. 45% of your tire width = your tire side wall height x 2 since this is a circle plus the rim diameter = 25.68
I haven't worked it out to confirm it but I'm sure the overall gear ratio is what's intended for the equation so for 3rd gear which should be 1:1 for the transmission you should be able to enter your final drive ratio and come up with what your odometer should read in third gear. In any other gear I believe you'll have to multiply the final drive by that gear ratio.
[This message has been edited by Joseph Upson (edited 10-01-2006).]