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ACA - six to seven million people enrolled...my complaints. by Hank is Here
Started on: 03-31-2014 09:48 AM
Replies: 55 (578 views)
Last post by: Formula88 on 04-02-2014 07:22 PM
Hank is Here
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Report this Post03-31-2014 09:48 AM Click Here to See the Profile for Hank is HereClick Here to Email Hank is HereSend a Private Message to Hank is HereEdit/Delete MessageReply w/QuoteDirect Link to This Post
I am looking at the ACA (Obamacare) from a practical standpoint. The USA has a population just North of 300 million people (~318 million according to CIA data for 2014). The ACA through the various exchanges is signing up 6-7 million people (according to current news reports). So....all of the political squabbling was done to cover an ~2% of the US population, if you accept the numbers/sources above. From my understanding that 6-7 million people covers people who lost coverage and people who did not have coverage before. This means that the ~2% isn't even an incremental ~2% since a fair portion had coverage before (I do not have a source for this assumption).

As the months unfold it will be interesting to see how many people who enroll will actualy be covered. I say that from a standpoint of I have a feeling there will be a significant % of people who sign up but never pay their insurance company. Time will tell what this figure will actually be. Also the rates I have seen and heard through the media are not as cheap as I had initially thought. Some folks may start paying the rates however after a while they may default on paying due to the overall cost.

While I am just another Joe sitting behind a computer looking at things I must wonder why do out politicians go out of the way to cater to the ~2%, while they find a way to add regulation and cost to the 1%? Taking care of the less fortunate is important however it seems like the means or mechanism imposed is just wrong.

I would HATE to be in medical school or residency right now. You get the benefit of all the school loans (for many years, more for specialists) with the benifit of knowing there will be more people to consume your services at a lower pirce (to the doctor). Instead of providing quality care a new doctor needs to focus on the volume of patients.

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Report this Post03-31-2014 09:54 AM Click Here to See the Profile for avengador1Click Here to Email avengador1Send a Private Message to avengador1Edit/Delete MessageReply w/QuoteDirect Link to This Post
" I must wonder why do out politicians go out of the way to cater to the ~2%, while they find a way to add regulation and cost to the 1%? "

Because it gives them a warm fuzzy feeling to do so and another way to squeeze extra taxes out of the people. It also is another way to buy votes from the ignorant.
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Report this Post03-31-2014 10:01 AM Click Here to See the Profile for FieroTonyClick Here to Email FieroTonySend a Private Message to FieroTonyEdit/Delete MessageReply w/QuoteDirect Link to This Post
Exactly. Also, OBAMA CARE, is supposed to provide access to medical services through the insurance. Even after signing up and paying, how many are going to be going to the doctor for a small issue much less for preventative care with a $5,000 plus deductible.
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Report this Post03-31-2014 10:25 AM Click Here to See the Profile for HudiniClick Here to Email HudiniSend a Private Message to HudiniEdit/Delete MessageReply w/QuoteDirect Link to This Post
This is not the end game. This is just the beginning. America would not accept socialized medicine in one big bite so this is the first shot. I see things changing over time as employers slowly drop coverage forcing more into the exchanges. I also expect tax increases to pay for it. Good, bad, or otherwise.
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Report this Post03-31-2014 11:14 AM Click Here to See the Profile for tebaileyClick Here to Email tebaileySend a Private Message to tebaileyEdit/Delete MessageReply w/QuoteDirect Link to This Post
The only other option is keeping health care for the elite few. That leaves everyone else to just get sick and die. Obama care is not perfect by a long shot, but it's a start to catching up with the rest of the industrialized nations.
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Report this Post03-31-2014 11:40 AM Click Here to See the Profile for PyrthianClick Here to Email PyrthianSend a Private Message to PyrthianEdit/Delete MessageReply w/QuoteDirect Link to This Post
I already had health Insurance. I do not need to "enroll".
I fully enjoy the additional benefits which the ACA places on insurance without having enrolled. I can now switch insurance if I like, without having to worry about my pre existing conditions. I am able to keep my daughter on, who is over 18. There are refunds of overpaid premiums. If the only thing which you are concerned with is the number of new enrollies - yes, I can see why you are disappointed.
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Report this Post03-31-2014 11:59 AM Click Here to See the Profile for FatsClick Here to Email FatsSend a Private Message to FatsEdit/Delete MessageReply w/QuoteDirect Link to This Post
 
quote
Originally posted by tebailey:

The only other option is keeping health care for the elite few. That leaves everyone else to just get sick and die. Obama care is not perfect by a long shot, but it's a start to catching up with the rest of the industrialized nations.




Yea, because everyone was just getting sick and dying.

And then you say this is so we can "catch up" with other nations. Because nothing helps you catch up like shooting yourself in the foot.

Brad

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Report this Post03-31-2014 12:04 PM Click Here to See the Profile for PyrthianClick Here to Email PyrthianSend a Private Message to PyrthianEdit/Delete MessageReply w/QuoteDirect Link to This Post
 
quote
Originally posted by Fats:


Yea, because everyone was just getting sick and dying.

And then you say this is so we can "catch up" with other nations. Because nothing helps you catch up like shooting yourself in the foot.

Brad


well, ya know, everyone actually IS sick and dying. some at just much greater rates. and yes - I didnt like paying for them prior to the ACA, and I dont like paying for them now.

and yes, nothing like shooting in the foot. luckily this is not that. this is a fresh pair of K-Mart sneakers, which look & smell new - but - nothing special....
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Report this Post03-31-2014 12:16 PM Click Here to See the Profile for jaskispyderSend a Private Message to jaskispyderEdit/Delete MessageReply w/QuoteDirect Link to This Post
What people seem to have forgotten is that hospitals were already losing money on people who didn't pay their bills (no insurance). So, of course, they want to be profitable, so they just charge more for their services, and those of us who have insurance and pay our bills, well, we were covering the costs of others.

I know of someone who got neuro surgery, and she didn't have insurance. She would have died without this surgery. The hospital sent a bill, then later followed up and removed the charges. The reason? Because she didn't have insurance (or the income) to pay the bill. The hospital would never have collected. Currently, she is going to the emergency care about 1-2 times a month... the reason? She doesn't have to pay the bill. If she seen a family doc, she would be charged and not see again until she could pay. She, like millions of others, have found the emergency care loop-hole.

Should hospitals be able to turn away those who need care? If not, who is going to pay?

ACA isn't the complete answer, but getting more people to be insured is a good thing (as the GOP believed back when Hilary Care was the enemy and when Mitt was Gov in Mass.)

Should we fix ACA, yup, but the problem is that the GOP is the party of "no".... no to ACA, no to fixing it, and no to having a counter plan. Because of their stance, we are going to get single-payer health care coverage. They won't offer up a solution, so we will just keep trudging forward with ACA and somehow make it work and it won't be the best and the solution will be single payer. Maybe that is what the GOP wants.... hmmm

BTW, back on topic, what about people who don't enroll via the website? Are they counted in this number?
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Report this Post03-31-2014 12:49 PM Click Here to See the Profile for Formula88Send a Private Message to Formula88Edit/Delete MessageReply w/QuoteDirect Link to This Post
 
quote
Originally posted by tebailey:

The only other option is keeping health care for the elite few. That leaves everyone else to just get sick and die. Obama care is not perfect by a long shot, but it's a start to catching up with the rest of the industrialized nations.


The "elite few" was the overwhelming majority. But don't let facts get in the way of your rhetoric.
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Report this Post03-31-2014 12:56 PM Click Here to See the Profile for heybjornClick Here to Email heybjornSend a Private Message to heybjornEdit/Delete MessageReply w/QuoteDirect Link to This Post
 
quote
Originally posted by Fats:

Because nothing helps you catch up like shooting yourself in the foot.

Brad


Under Obamacare, you can see a doctor for that, even if it was pre-existing. The shot in the foot, that is, not just the foot. But you will have a big deductible, which you will have to foot.
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Report this Post03-31-2014 01:19 PM Click Here to See the Profile for jaskispyderSend a Private Message to jaskispyderEdit/Delete MessageReply w/QuoteDirect Link to This Post
 
quote
Originally posted by heybjorn:


But you will have a big deductible, which you will have to foot.


My deductible went down this year, and actually a few more things were covered.
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Report this Post03-31-2014 01:19 PM Click Here to See the Profile for Red88FFSend a Private Message to Red88FFEdit/Delete MessageReply w/QuoteDirect Link to This Post
 
quote
Originally posted by Pyrthian:


well, ya know, everyone actually IS sick and dying. some at just much greater rates. and yes - I didnt like paying for them prior to the ACA, and I dont like paying for them now.

.


Sure, I see that. But how about paying more and more which we ARE and the damage it is and has and will be doing to the economy?

At least it can and will be axed. Only problem I see with it's demise is the putting things off till after the election strategy that is being so successfully employed by the dems and the apparent lack of intelligence and drive by the republicans to stop it.

Oh, and let's not forget the ignorant drooling masses that are really to blame for all of it.
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Report this Post03-31-2014 01:39 PM Click Here to See the Profile for jaskispyderSend a Private Message to jaskispyderEdit/Delete MessageReply w/QuoteDirect Link to This Post
 
quote
Originally posted by Red88FF:

At least it can and will be axed.


You mean like other large government programs?

Nope....it is here to stay.

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Report this Post03-31-2014 02:48 PM Click Here to See the Profile for Red88FFSend a Private Message to Red88FFEdit/Delete MessageReply w/QuoteDirect Link to This Post
 
quote
Originally posted by jaskispyder:


You mean like other large government programs?

Nope....it is here to stay.


Nah, you can keep on hoping, and you may well be right.

I think it is going to go down in flames and some other actually needed changes will rise from the ashes of this epic failure. We will chalk it up to an expensive failure but an apparently needed lesson for some.
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Report this Post03-31-2014 03:00 PM Click Here to See the Profile for BoostdreamerClick Here to Email BoostdreamerSend a Private Message to BoostdreamerEdit/Delete MessageReply w/QuoteDirect Link to This Post
The same people who won't pay their premiums are the same ones who will not pay their deductibles when they do get care. Everyone's premiums will just have to continuously go up and every time they do, more people will be forced to stop paying, then premiums will rise again, more will stop paying.....Rinse and repeat. Completely unsustainable.
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Report this Post03-31-2014 03:36 PM Click Here to See the Profile for jaskispyderSend a Private Message to jaskispyderEdit/Delete MessageReply w/QuoteDirect Link to This Post
 
quote
Originally posted by Red88FF:


Nah, you can keep on hoping, and you may well be right.

I think it is going to go down in flames and some other actually needed changes will rise from the ashes of this epic failure. We will chalk it up to an expensive failure but an apparently needed lesson for some.


I didn't say I was hoping... but I know how politics work. Income tax, SS, Medicare, Medicaid, Patriot Act, welfare, education, farm bill, etc.... they are all still here. Currently, ACA is just a rallying cry for the GOP, but in reality, if they really had their wish they wouldn't pull the trigger. If so, why haven't they done away with other government programs.
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Report this Post03-31-2014 03:40 PM Click Here to See the Profile for heybjornClick Here to Email heybjornSend a Private Message to heybjornEdit/Delete MessageReply w/QuoteDirect Link to This Post
 
quote
Originally posted by jaskispyder:


My deductible went down this year, and actually a few more things were covered.


So Obamacare has improved medical insurance for one person, but His Oberryness promised a better world for everyone. Good for you. You are the only one I know about. People I actually know say differently, and I know my coverage did not change for the better.

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Report this Post03-31-2014 03:45 PM Click Here to See the Profile for jaskispyderSend a Private Message to jaskispyderEdit/Delete MessageReply w/QuoteDirect Link to This Post
 
quote
Originally posted by Boostdreamer:

The same people who won't pay their premiums are the same ones who will not pay their deductibles when they do get care. Everyone's premiums will just have to continuously go up and every time they do, more people will be forced to stop paying, then premiums will rise again, more will stop paying.....Rinse and repeat. Completely unsustainable.


The problem was that people couldn't even get affordable health care, let alone pay the premium. They would rather just take a gamble and go without insurance, which they would just make the rest of us pay for their coverage. Now, there are others would believe that it is a personal choice, but in reality, the rest of us are paying anyway, so we might as well create a system to get them coverage and develop a system that works.
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Report this Post03-31-2014 03:52 PM Click Here to See the Profile for jaskispyderSend a Private Message to jaskispyderEdit/Delete MessageReply w/QuoteDirect Link to This Post
 
quote
Originally posted by heybjorn:


So Obamacare has improved medical insurance for one person, but His Oberryness promised a better world for everyone. Good for you. You are the only one I know about. People I actually know say differently, and I know my coverage did not change for the better.


You mean like all those people who complained that their healthcare expenses will go up, but when challenged, they never really looked into coverage and many found it to be cheaper? Did you actually shop around for coverage, or just take what was given to you?

Others here have seen their health care costs decline. Some people will pay more, some will pay less, but to say that health care coverage will increase for everyone, that is false.
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Report this Post03-31-2014 03:56 PM Click Here to See the Profile for rogergarrisonClick Here to Email rogergarrisonSend a Private Message to rogergarrisonEdit/Delete MessageReply w/QuoteDirect Link to This Post
I dont pay attention to it anymore. If I understood what I heard a part of the other day, was most of those 7 million who signed up havent paid for it yet. I never count chickens before they hatch. Knowing some car dealers, many people sign up for insurance on a car theyre buying, but never pay for it or cancel it the next day. Here, your supposed to prove insurance before you take a car off a lot. They usually end up wrecking or blowing the car up and have no insurance at all, then its repossessed, and the dealer has to sue them for damages.

[This message has been edited by rogergarrison (edited 03-31-2014).]

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Report this Post03-31-2014 04:01 PM Click Here to See the Profile for Red88FFSend a Private Message to Red88FFEdit/Delete MessageReply w/QuoteDirect Link to This Post
 
quote
Originally posted by jaskispyder:


You mean like all those people who complained that their healthcare expenses will go up, but when challenged, they never really looked into coverage and many found it to be cheaper? Did you actually shop around for coverage, or just take what was given to you?

Others here have seen their health care costs decline. Some people will pay more, some will pay less, but to say that health care coverage will increase for everyone, that is false.


You are the only person I have heard yet say their coverage has gone down in any way at all, well except for those that lost their policies of course. And wait till the rest of the taxes hit, like pre tax medical insurance payments through employers etc.

I am happy it is working out so well for you.
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Report this Post03-31-2014 04:09 PM Click Here to See the Profile for heybjornClick Here to Email heybjornSend a Private Message to heybjornEdit/Delete MessageReply w/QuoteDirect Link to This Post
 
quote
Originally posted by jaskispyder:


Did you actually shop around for coverage, . . .


Yes.

 
quote

Others here have seen their health care costs decline. Some people will pay more, some will pay less, but to say that health care coverage will increase for everyone, that is false.


Nothing government is involved in costs less, not in the long run, anyway, and the long run for health insurance appears by some estimates to be only 2-4 years.

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Report this Post03-31-2014 04:15 PM Click Here to See the Profile for jaskispyderSend a Private Message to jaskispyderEdit/Delete MessageReply w/QuoteDirect Link to This Post
 
quote
Originally posted by rogergarrison:

I dont pay attention to it anymore. If I understood what I heard a part of the other day, was most of those 7 million who signed up havent paid for it yet. I never count chickens before they hatch. Knowing some car dealers, many people sign up for insurance on a car theyre buying, but never pay for it or cancel it the next day. Here, your supposed to prove insurance before you take a car off a lot. They usually end up wrecking or blowing the car up and have no insurance at all, then its repossessed, and the dealer has to sue them for damages.



Not sure about your "most" comment...


The latest administration figures show that 4.2 million people have selected health plans in the new insurance markets. Insurance industry officials at four of the big national health plans tell POLITICO that about 15 to 20 percent people who have signed up have not yet paid their first monthly premium — the final step to get coverage.

Read more: http://www.politico.com/sto...2.html#ixzz2xZbUuVt7
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Report this Post03-31-2014 04:18 PM Click Here to See the Profile for 2.5Send a Private Message to 2.5Edit/Delete MessageReply w/QuoteDirect Link to This Post
 
quote
Originally posted by tebailey:

The only other option is keeping health care for the elite few. That leaves everyone else to just get sick and die. Obama care is not perfect by a long shot, but it's a start to catching up with the rest of the industrialized nations.


How is that the only other option?
The good option would have been finding and eliminating corruption, eliminating baiting ads on TV from lawyers, eliminating hospitals over charging for things and charging for things they didnt do.... etc. Thats a start.
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Report this Post03-31-2014 04:21 PM Click Here to See the Profile for jaskispyderSend a Private Message to jaskispyderEdit/Delete MessageReply w/QuoteDirect Link to This Post
 
quote
Originally posted by Red88FF:


You are the only person I have heard yet say their coverage has gone down in any way at all, well except for those that lost their policies of course. And wait till the rest of the taxes hit, like pre tax medical insurance payments through employers etc.

I am happy it is working out so well for you.


//www.fiero.nl/forum/Forum6/HTML/103347.html

That was just a quick search.
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Report this Post03-31-2014 04:21 PM Click Here to See the Profile for 2.5Send a Private Message to 2.5Edit/Delete MessageReply w/QuoteDirect Link to This Post
 
quote
Originally posted by jaskispyder:

to say that health care coverage will increase for everyone, that is false.


I'm not sure we know that yet.
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Report this Post03-31-2014 04:35 PM Click Here to See the Profile for Red88FFSend a Private Message to Red88FFEdit/Delete MessageReply w/QuoteDirect Link to This Post
 
quote
Originally posted by jaskispyder:


//www.fiero.nl/forum/Forum6/HTML/103347.html

That was just a quick search.


So there are at least two of you with rates down. Bet way more go up or the lose. Hey sorry that is the way math works. well, unless your Obama and then you fudge the numbers till it does until it doesn't and then it is too late for the rest of us.

If yours did in fact go down it is because others are having to pay more, feel good about that do you?

[This message has been edited by Red88FF (edited 03-31-2014).]

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Report this Post03-31-2014 04:47 PM Click Here to See the Profile for BoostdreamerClick Here to Email BoostdreamerSend a Private Message to BoostdreamerEdit/Delete MessageReply w/QuoteDirect Link to This Post
My family has health insurance through my wife's job. Our premimums went up and our deductibles went up. All the policies available through her company are now high deductibles. I had to fill a script for an antibiotic the other day. My wife said it would only be a few dollars since it is a very common drug and she had gotten it before. In our case, a few dollars now means $63 so our prescription costs went up also.

Health care was cheaper when the un-insured just went to the ER. I'd rather ONLY help pay for ER visits than slutty Suzie's female visits, etc.
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Report this Post03-31-2014 04:52 PM Click Here to See the Profile for Red88FFSend a Private Message to Red88FFEdit/Delete MessageReply w/QuoteDirect Link to This Post
 
quote
Originally posted by Boostdreamer:


Health care was cheaper when the un-insured just went to the ER. I'd rather ONLY help pay for ER visits than slutty Suzie's female visits, etc.


Oh, they are still going to go, we will all still have to pay. We will always have uninsured.
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Report this Post03-31-2014 05:36 PM Click Here to See the Profile for 82-T/A [At Work]Send a Private Message to 82-T/A [At Work]Edit/Delete MessageReply w/QuoteDirect Link to This Post
 
quote
Originally posted by Hank is Here:

I am looking at the ACA (Obamacare) from a practical standpoint. The USA has a population just North of 300 million people (~318 million according to CIA data for 2014). The ACA through the various exchanges is signing up 6-7 million people (according to current news reports). So....all of the political squabbling was done to cover an ~2% of the US population, if you accept the numbers/sources above. From my understanding that 6-7 million people covers people who lost coverage and people who did not have coverage before. This means that the ~2% isn't even an incremental ~2% since a fair portion had coverage before (I do not have a source for this assumption).

As the months unfold it will be interesting to see how many people who enroll will actualy be covered. I say that from a standpoint of I have a feeling there will be a significant % of people who sign up but never pay their insurance company. Time will tell what this figure will actually be. Also the rates I have seen and heard through the media are not as cheap as I had initially thought. Some folks may start paying the rates however after a while they may default on paying due to the overall cost.

While I am just another Joe sitting behind a computer looking at things I must wonder why do out politicians go out of the way to cater to the ~2%, while they find a way to add regulation and cost to the 1%? Taking care of the less fortunate is important however it seems like the means or mechanism imposed is just wrong.

I would HATE to be in medical school or residency right now. You get the benefit of all the school loans (for many years, more for specialists) with the benifit of knowing there will be more people to consume your services at a lower pirce (to the doctor). Instead of providing quality care a new doctor needs to focus on the volume of patients.



To be clear, the cost is "insane" to say the least. I've been unemployed before and have been offered COBRA (for those who know what it is). It is a continuation of your plan, and you basically pay the full amount. COBRA seemed to be cheaper than most of the plans that I saw when I went on the exchange out of curiosity. The prices are on average about 275-300 a month for health insurance for a single healthy guy for most states, BUT... that includes an absolutely insane deductible. Deductables are at the very least, thousands of dollars... who has the money to pay for that? Before the ACA mandated plans and policies, there were dozens and dozens of healthcare plans that were $100 a month and took care of 90% of what a person would need.
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Report this Post03-31-2014 07:22 PM Click Here to See the Profile for jaskispyderSend a Private Message to jaskispyderEdit/Delete MessageReply w/QuoteDirect Link to This Post
 
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Originally posted by Red88FF:


If yours did in fact go down it is because others are having to pay more, feel good about that do you?



You mean those who were underpaying and I was covering with my premiums?
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jaskispyder
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jaskispyder

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quote
Originally posted by Boostdreamer:

I'd rather ONLY help pay for ER visits than slutty Suzie's female visits, etc.


And there it is.... those evil females and coverage for their needs. But don't worry, men's prescriptions and office visits will still be covered... We have to keep that double standard...


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jaskispyder
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Report this Post03-31-2014 07:35 PM Click Here to See the Profile for jaskispyderSend a Private Message to jaskispyderEdit/Delete MessageReply w/QuoteDirect Link to This Post
 
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Originally posted by Red88FF:


So there are at least two of you with rates down. Bet way more go up or the lose. Hey sorry that is the way math works. well, unless your Obama and then you fudge the numbers till it does until it doesn't and then it is too late for the rest of us.



BTW, you said you didn't know of anyone and I gave you names of some people and yet you still discount the fact that people can save money, or better their coverage.

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Boostdreamer
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Report this Post03-31-2014 08:22 PM Click Here to See the Profile for BoostdreamerClick Here to Email BoostdreamerSend a Private Message to BoostdreamerEdit/Delete MessageReply w/QuoteDirect Link to This Post
 
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Originally posted by jaskispyder:

And there it is.... those evil females and coverage for their needs. But don't worry, men's prescriptions and office visits will still be covered... We have to keep that double standard...



How do you justify your when you add "evil" into my words and ignore that I used the etc at the end of the sentence? The etc means not only, but also other things as well. My meaning is that we have gone from paying for ER visits to paying for all forms of routine care, tests, well visits, physicals, again etc. But I'm sure you already knew all of that. That's why you didn't need to ask for clarification. Rock on.

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pokeyfiero
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Originally posted by tebailey:

The only other option is keeping health care for the elite few. That leaves everyone else to just get sick and die. Obama care is not perfect by a long shot, but it's a start to catching up with the rest of the industrialized nations.



How many is that "Elite Few' exactly.

And

How many is "everyone Else' Exactly.

I would just like you to clarify so no one thinks you're talking out of your ass.

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jaskispyder
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Report this Post04-01-2014 07:48 AM Click Here to See the Profile for jaskispyderSend a Private Message to jaskispyderEdit/Delete MessageReply w/QuoteDirect Link to This Post
 
quote
Originally posted by Boostdreamer:


How do you justify your when you add "evil" into my words and ignore that I used the etc at the end of the sentence? The etc means not only, but also other things as well. My meaning is that we have gone from paying for ER visits to paying for all forms of routine care, tests, well visits, physicals, again etc. But I'm sure you already knew all of that. That's why you didn't need to ask for clarification. Rock on.


Being a man of faith, I would think you would want to help others. Routine tests are beneficial for early detection of more serious diseases and they can sometimes be more cost effective in managing the potential for future expenses. So, why is it a bad thing to assist others it living a better life? We spend a lot of money finding ways to kill people in other countries, why is it so bad to want to use our money to help the people in our own country?
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FieroTony
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Report this Post04-01-2014 08:32 AM Click Here to See the Profile for FieroTonyClick Here to Email FieroTonySend a Private Message to FieroTonyEdit/Delete MessageReply w/QuoteDirect Link to This Post
 
quote
Originally posted by jaskispyder:


Being a man of faith, I would think you would want to help others. Routine tests are beneficial for early detection of more serious diseases and they can sometimes be more cost effective in managing the potential for future expenses. So, why is it a bad thing to assist others it living a better life? We spend a lot of money finding ways to kill people in other countries, why is it so bad to want to use our money to help the people in our own country?


Helping others is fine and I'm all for that. But when it comes to the point that help becomes enabling. Within the last 6 or so years my paycheck has been helping out so many others that my family has to do without. I do not want to help someone that contributes nothing to this country other than CO2 emissions and methane gas. In addition, you mention that routine tests are beneficial for early detection of more serious diseases. That is true, but with deductibles of $3,000, $5,000 or more. I highly doubt that many will be going for routine check-ups.
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jaskispyder
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Report this Post04-01-2014 08:55 AM Click Here to See the Profile for jaskispyderSend a Private Message to jaskispyderEdit/Delete MessageReply w/QuoteDirect Link to This Post
 
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Originally posted by FieroTony:


Helping others is fine and I'm all for that. But when it comes to the point that help becomes enabling. Within the last 6 or so years my paycheck has been helping out so many others that my family has to do without. I do not want to help someone that contributes nothing to this country other than CO2 emissions and methane gas. In addition, you mention that routine tests are beneficial for early detection of more serious diseases. That is true, but with deductibles of $3,000, $5,000 or more. I highly doubt that many will be going for routine check-ups.


The problem is that you are assuming that all of these people are bags of air. There are people out there who are working but can't afford basic necessities. You are not enabling those who need it the most... The anti-ACA media has you believing that "Obama Phone" people are sitting back, rolling in the cash and laughing at us. These people are not even part of ACA, as they are already on a government health program, which has been around for quite some time. I agree, get those people to work, get them off the system. BUT, we are talking about people who couldn't afford, or access health coverage, even while working or going to school. As for deductibles, do you have information that confirm this? I know that the anti-ACA crowd is repeating this, but is this a true statement, or one based on a small number sample? Sort of like those people who complained about loosing their insurance and it turns out that they could get better insurance for less. Or you have the people who won't even bother to look into another insurance and they will just complain about the cost of theirs. As if prices never increased, and they never shopped around. How many people here shop around for car insurance? The price goes up, we switch. Same needs to be done for health care insurance. There are people who couldn't even get insurance and that is just crazy.
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Pyrthian
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Report this Post04-01-2014 11:14 AM Click Here to See the Profile for PyrthianClick Here to Email PyrthianSend a Private Message to PyrthianEdit/Delete MessageReply w/QuoteDirect Link to This Post
 
quote
Originally posted by FieroTony:
Helping others is fine and I'm all for that. But when it comes to the point that help becomes enabling. Within the last 6 or so years my paycheck has been helping out so many others that my family has to do without. I do not want to help someone that contributes nothing to this country other than CO2 emissions and methane gas. In addition, you mention that routine tests are beneficial for early detection of more serious diseases. That is true, but with deductibles of $3,000, $5,000 or more. I highly doubt that many will be going for routine check-ups.


well, how about pulling yourself up by the bootstraps? why you letting your family go without?
but, good to see you have Global Warming concerns.

its a fine whine - but the bouquet is BS

but - I do agree a $5000 deductable is serious CRAP. always has been. sorry to inform that this is nothing new tho. insurance has ALWAYS sucked. there were $5000 deductables back when 9/11 happened. insurance rates were becoming unmanageable during the 1st Iraq war. that is why this pile of crap ACA got brewed up.. unfortunately - it just expands on the already failed system called health insurance.
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