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Putting the 'black' into 'black capitalism.' A Homestead Act for the 21st Century. by rinselberg
Started on: 06-14-2019 05:40 PM
Replies: 27 (507 views)
Last post by: rinselberg on 09-14-2020 09:58 PM
rinselberg
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Report this Post06-14-2019 05:40 PM Click Here to See the Profile for rinselbergClick Here to visit rinselberg's HomePageClick Here to Email rinselbergSend a Private Message to rinselbergEdit/Delete MessageReply w/QuoteDirect Link to This Post
Nixon's "black capitalism", Reagan's "enterprise zones", Clinton's "new market tax credits", Obama's "promise zones" and now, Trump's "opportunity zones with massive tax incentives for investors to improve low income communities."

University of Georgia professor Mehrsa Baradaran sees a failure that is common to all of those ideas, including her expectations for Trump's tax incentives. She describes these efforts as providing profitable investment opportunities for corporations and real estate and project developers, but never achieving what would seem to be the most important objective, of transforming neighborhoods of residents with little wealth into neighborhoods of residents with significantly more wealth.

Her idea? It's called "A Homestead Act for the 21st Century."
 
quote
The goal of the 21st century Homestead Act is to counteract the longstanding legacy of racially discriminatory housing policies by revitalizing distressed communities through public investment. The basic structure of the program is a wholesale transfer of land to residents who meet certain criteria. Accompanied by a holistic plan at the city level to revitalize the community through public investments in infrastructure and jobs, this proposal would benefit people who live in [selected] small and medium-sized cities that are experiencing high vacancies.

Cutting to the chase.
 
quote
Cities will place bids through the Department of Housing and Urban Development (HUD) for comprehensive financing provided by a newly established Homestead Fund. A HUD taskforce of community leaders, academics, and policy experts will select the pilot cities. Each city’s bid will include details, such as a holistic revitalization plan (including a plan for employment, public schools, higher education, and/or technical training), a financial plan for long-term sustainability, and the amount of grant requested.

As a part of its proposal, each city will offer their vacant properties held in land banks and propose the purchase or takings of a sufficient number of other blighted and abandoned properties.

Finally, each city’s proposal must outline a plan to purchase and transfer the properties to “modern homesteaders.” If abandoned properties have been purchased by outside investors not currently occupying them, the city may use its eminent domain powers to take the properties for public use and provide the purchasers just compensation. Once the HUD taskforce selects the pilot cities, the cities will deliver the majority of abandoned and blighted homes into a land bank, which is a public trust created to acquire, maintain, and repurpose abandoned or foreclosed properties. A special purpose trust will purchase the properties held in the land bank with a grant from the Homestead Fund. The public trust will be administered by HUD and will have a limited charter.

Is it "Democratic Socialism"..? Does a bear "relieve himself" in the woods?
 
quote
The major difference between this program and traditional government programs— like previous attempts at urban revitalization such as the Clinton-era Empowerment Zones and the Trump-era Opportunity Zones—is that each has worked through tax incentives to employers or property developers respectively to employ or build in these areas. These programs had limited reach because they benefited from limited funds and relied on private investments. Thus, each has had limited reach and success. The 21st Century Homestead Act is a total revitalization program that will not rely on tax incentives or corporate decision-making but rather on targeted investment from the federal government.

It's designed to be self-sustaining.
 
quote
Along with the land grant, homesteaders will receive a low-cost mortgage loan payable to the Homestead Fund in order to replenish the fund and keep it self-sustaining.

It's the Not Gentrification plan.
 
quote
Though wealth and opportunity are still a matter of geography, the zones of opportunity have shifted. Formerly redlined neighborhoods are now gentrifying inner cities. As wealthy residents have moved back into a few super-cities, former residents, who earn less income and hold less wealth, have been priced out due to skyrocketing rents and pushed out to neighboring suburbs.

Due to a historic lack of homeownership, the windfall gains of gentrification have not gone to the formerly redlined populations occupying these neighborhoods. Investors benefit from the tailwinds of gentrification, buying up lower priced properties, redeveloping, and selling to wealthy professionals. Public investments in revitalization, such as new parks, large-scale housing grants, public transportation, and improved schools, also provide public benefits to the new residents of the gentrified areas. As these urban spaces have become prohibitively expensive, their former residents have been pushed out of these cities toward neighboring suburbs.

Remedies to tackle the racial wealth gap must ensure that as neighborhoods improve due to increased investments, it is the historically marginalized residents that retain the benefits, which include increased employment, public services, and school performance.


Choose your serving size.

That was already enough. More than enough. I'm outa here.

I think about this "stuff" all the time. I have time for 6 minutes of NBC News video content. Ali Velshi interviews Mehrsa Baradaran about the plan.
https://www.nbcnews.com/vid...alth-gap-60403781900

Give me the entire plan and I will read through it. Or read through some of it.
https://digitalcommons.law....&context=fac_artchop


I took some material from another source. That being:

Opinion: The Real Roots of "Black Capitalism"
 
quote
Nixon’s solution for racial ghettos was tax breaks and incentives, not economic justice.

Mehrsa Baradaran for the New York Times; March 31, 2019.
https://www.nytimes.com/201...pitalism-blacks.html

Mehrsa Baradaran is the author of “The Color of Money: Black Banks and the Racial Wealth Gap.”

[This message has been edited by rinselberg (edited 06-14-2019).]

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Report this Post06-14-2019 05:49 PM Click Here to See the Profile for randyeClick Here to visit randye's HomePageClick Here to Email randyeSend a Private Message to randyeEdit/Delete MessageReply w/QuoteDirect Link to This Post
 
quote
Originally posted by rinselberg:

That was already enough. More than enough. I'm outa here.



Promises, promises......
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Report this Post06-14-2019 11:42 PM Click Here to See the Profile for maryjaneSend a Private Message to maryjaneEdit/Delete MessageReply w/QuoteDirect Link to This Post
 
quote
Originally posted by rinselberg:

Free stuff!


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Report this Post06-14-2019 11:46 PM Click Here to See the Profile for randyeClick Here to visit randye's HomePageClick Here to Email randyeSend a Private Message to randyeEdit/Delete MessageReply w/QuoteDirect Link to This Post
 
quote
Originally posted by rinselberg:

I think about this "stuff" all the time.



You really do have a psychotic fantasy that you're some sort of internet "journalist" don't you Ronald.

From your douchebaggery with your "RinselWorld" and "RadioFreeRinsel" on OPTIBOARD, to your incessant cut & paste mindless drivel and spam here on PFF.

Maybe you should try writing for Psychology Today magazine.

You could write your very own daily (or hourly in your case) "Inside the Mind of A Sociopath" column.

Just do what you do here and spew out whatever nonsensical, gibberish pops up inside that carnival freak show mind of yours.

You're not a journalist Ronald and you're not a eye care professional on OPTIBOARD, but you do need to GET HELP

[This message has been edited by randye (edited 06-15-2019).]

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Report this Post06-15-2019 09:19 AM Click Here to See the Profile for tsharkSend a Private Message to tsharkEdit/Delete MessageReply w/QuoteDirect Link to This Post
Giving people money, land, goods, etc will not solve the problem. Transplanting these people to better environments only spreads the problem.

The first step is to teach these people to take care of what they have. Until they can take care of something, giving them better stuff only exacerbates the problem. This mentality of other people being responsible for them must end. If they act like cattle, they will be treated like cattle.

The next step is to teach them that they're entitled to nothing. As long as they expect others to do for them, they destroy everything. If they want to be considered intelligent, responsible people, they must act like it. The schools are largely to blame for this, but also the media, and certain politicians...

The next step is to get them off all social welfare. Until they can stand and think on their own, they are essentially trained monkeys.

The Homestead Act only perpetuates the problem, ensuring decades of future subserviance for black people.
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Report this Post06-15-2019 01:01 PM Click Here to See the Profile for JonesySend a Private Message to JonesyEdit/Delete MessageReply w/QuoteDirect Link to This Post
"democratic socialism".. lol...

Like there is a difference..

I have a few leftists friends who subscribe to this nonsense.

Then i remind them, that in order for socialism to work, the government needs to control and manage pretty much everything..

And they are like.. "yeah so?"..

Then i say, "That means Trump"..

Then they are like.. "uuuuhhhhhhhhh"..

Yeah, thought so. lol..
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Originally posted by Jonesy:

"democratic socialism".. lol...

Like there is a difference..



Bingo.

National socialism = "Nazis"

Soviet socialism = The USSR

Stalinist socialism = China, North Korea (and many others)

Democratic socialism = The same old sh*t as above

It is ALL the same Marxist ideology it it ALWAYS leads to the same miserable, tragic, end.
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Report this Post06-15-2019 04:52 PM Click Here to See the Profile for tsharkSend a Private Message to tsharkEdit/Delete MessageReply w/QuoteDirect Link to This Post
 
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Originally posted by randye:

It is ALL the same Marxist ideology it it ALWAYS leads to the same miserable, tragic, end.


Sometimes, it's only disastrous and catastrophic.

For all those promoting socialism, let them put their cash and other assets into the public coffers. That way, they're leading by example. I have yet to see any of these socialism proponents do this, so they aren't supporting their own proposal. Rather, they got rich off of a system, and they want more wealth by taking your wealth. Socialist countries end up with the wealthy getting more wealthy, and everyone else being slaves. No poor have ever been helped by socialism. Socialism strips what rights and wealth they have. A vote for socialism is therefore a vote for slavery.

There is one adjetive that has never been applied to socialism: successful. Whatever adjetives people use, they all boil down to another a system that can only fail: socialism. Wherever socialism is tried, it degrades into a humanitarian crisis. Yes, it IS a manufactured crisis. Let the proponents be their own guinea pigs.
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Originally posted by tshark:

No poor have ever been helped by socialism. Socialism strips what rights and wealth they have. A vote for socialism is therefore a vote for slavery.



Marxism promises "equality for the masses".

Everyone gets to be equally miserable, poor and hopeless.

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Report this Post06-18-2019 01:46 PM Click Here to See the Profile for rinselbergClick Here to visit rinselberg's HomePageClick Here to Email rinselbergSend a Private Message to rinselbergEdit/Delete MessageReply w/QuoteDirect Link to This Post
The Trump administration asserts that the Opportunity Zones program that is part of the Tax Cuts and Jobs Act of 2017 is helping distressed communities.
?
Dan Well reports for the Washington Post; June 6.
https://www.washingtonpost....m_term=.bfbc e684d52e

Is it working? Yes? No? Some? How much? Not so much?

Plot spoiler... the answer is Yes, No, or Maybe, depending on who speaks to the question.


Words and phrases in the report:
Tax-incentives, gentrification, venture capital, philanthropy, government grant programs, low-hanging fruit for investors.

The report includes brief descriptions of 6 different Opportunity Zone incentivized development projects from across the county.

[This message has been edited by rinselberg (edited 06-18-2019).]

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Report this Post06-18-2019 05:35 PM Click Here to See the Profile for 82-T/A [At Work]Send a Private Message to 82-T/A [At Work]Edit/Delete MessageReply w/QuoteDirect Link to This Post
Couple of things... since the topic is related.


A few weeks ago, I had the opportunity to exchange some brief words with Ben Carson, and have a long conversation with his wife. They were both there for the HUD Innovation Symposium. His wife is a very nice lady, spoke a lot about her dislike for the dishonesty in the media for their goal to push a false narrative and resistance to presenting anything positive. One of the things her husband has been working on has been an attempt to lower the cost of housing for low income families. Specifically, the goal has been to create inexpensive quality homes. Much in the same way that we did for our returning soldiers back in the 1950s (those steel houses... can't remember the name). In any case, several companies shipped examples of quick homes. Some were 3D printed, some were made out of old shipping containers, and some were prefab homes that were shipped and assembled as solid pieces. Others were mold-injected, etc. In every case, the home was produced at 1/3 the cost or less for contemporary square footage and met or exceeded (most of them) the highest energy efficiency standards. Because every city and every state has "standards" that must be met, there's a long road ahead for convincing cities to accept this innovation, particularly because most home builders will lobby local politicians to vote against anything that would approve it. But... within the control that Ben Carson has as HUD director... he's doing quite a bit to change things. The prior HUD director did absolutely nothing.


Second topic... my own thoughts. Having lived near Baltimore a few years ago, it occurred to me how "stupid" Baltimore is run. The failure of Baltimore is squarely on the shoulders of the liberals who run the city. Consider for a second that Baltimore sits right next to the wealthiest counties in the world. It's 45 minutes from DC, and all the Government organizations and corporations in the tri-state area. There is literally no excuse for Detroit... lol... slip there. There is NO excuse for Baltimore to be in the condition that it's in. Anyway... my thoughts on how to fix it. When I was visiting the B&O Railroad, I noticed rows and rows and rows of condemned "row houses." There were literally 4 streets of row houses that all ended in a cul-de-sac. Now, I don't know about you... but to have a cul-de-sac in the city, be next to a major museum, and all the trendy stores and restaurants... I cannot begin to fathom why these row houses were abandoned. They were all boarded up, and of course the city painted them all "pretty colors." Another word for stupidly painting over the antique brick.

Anyway... if I was mayor of Baltimore, I would immediately commission a group to come up with a plan for selling these homes. Since the city owns all of them due to abandonment and lack of taxes paid, they are owned free and clear by the city. Currently, they COST money for the city to maintain, and currently don't produce any tax revenue. What they should do is negotiate with a series of banks and home builders, and come up with a comprehensive "simple" cost structure for rehabilitating and renovating all of these homes.

To be clear, the city can now ask that all of these row houses be renovated to the latest standards. That means, solar panels, triple insulation, solar water heater, low flow toilets... you name it. All the "green" bull **** . The cost structure would be simple. To completely renovate a row house like this could typically cost about $150k for these 1,400 sq-ft homes. It would provide a slew of construction jobs, from basic labor to trades. Multiple banks could bid on the opportunity to offer these loans at a fixed interest rate. There are... THOUSANDS... TENS OF THOUSANDS of middle to low income tech people and families that would kill for a chance to live in that area, and at an affordable cost. The mortgage literally covers the cost of the renovations, because there are no other costs associated.

This brings young families into these homes, the kind of growing families you actually need in your city, turns a cost into revenue, and provides numerous jobs.


One example:

[This message has been edited by 82-T/A [At Work] (edited 06-18-2019).]

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Report this Post06-18-2019 10:57 PM Click Here to See the Profile for rinselbergClick Here to visit rinselberg's HomePageClick Here to Email rinselbergSend a Private Message to rinselbergEdit/Delete MessageReply w/QuoteDirect Link to This Post
CLICK FOR FULL SIZE



[img thumb]ImageLinkAddress[/img]

It's all in the "thumb."


"Only you can prevent Overly Wide Image syndrome."

It's the leading cause of Discussion Topic Readability Interference triggered by Horizontal Expansion of Browser Window Induced Conversion of Page Width Columnized Text into Runaway Text Without Line Breaks.


Other than that, I "dig" the preceding message.

[This message has been edited by rinselberg (edited 06-18-2019).]

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Report this Post06-19-2019 12:18 AM Click Here to See the Profile for williegoatClick Here to visit williegoat's HomePageSend a Private Message to williegoatEdit/Delete MessageReply w/QuoteDirect Link to This Post
 
quote
Originally posted by rinselberg:

CLICK FOR FULL SIZE



[img thumb]ImageLinkAddress[/img]

It's all in the "thumb."


"Only you can prevent Overly Wide Image syndrome."

It's the leading cause of Discussion Topic Readability Interference triggered by Horizontal Expansion of Browser Window Induced Conversion of Page Width Columnized Text into Runaway Text Without Line Breaks.


Other than that, I "dig" the preceding message.




Better?

[This message has been edited by williegoat (edited 06-19-2019).]

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Report this Post06-23-2019 05:30 PM Click Here to See the Profile for rinselbergClick Here to visit rinselberg's HomePageClick Here to Email rinselbergSend a Private Message to rinselbergEdit/Delete MessageReply w/QuoteDirect Link to This Post
 
quote
Originally posted by 82-T/A [At Work]:

Couple of things... since the topic is related.

A few weeks ago, I had the opportunity to exchange some brief words with Ben Carson, and have a long conversation with his wife. They were both there for the HUD Innovation Symposium. His wife is a very nice lady, spoke a lot about her dislike for the dishonesty in the media for their goal to push a false narrative and resistance to presenting anything positive. One of the things her husband has been working on has been an attempt to lower the cost of housing for low income families. Specifically, the goal has been to create inexpensive quality homes. Much in the same way that we did for our returning soldiers back in the 1950s (those steel houses... can't remember the name). In any case, several companies shipped examples of quick homes. Some were 3D printed, some were made out of old shipping containers, and some were prefab homes that were shipped and assembled as solid pieces. Others were mold-injected, etc. In every case, the home was produced at 1/3 the cost or less for contemporary square footage and met or exceeded (most of them) the highest energy efficiency standards. Because every city and every state has "standards" that must be met, there's a long road ahead for convincing cities to accept this innovation, particularly because most home builders will lobby local politicians to vote against anything that would approve it. But... within the control that Ben Carson has as HUD director... he's doing quite a bit to change things. The prior HUD director did absolutely nothing.


Second topic... my own thoughts. Having lived near Baltimore a few years ago, it occurred to me how "stupid" Baltimore is run. The failure of Baltimore is squarely on the shoulders of the liberals who run the city. Consider for a second that Baltimore sits right next to the wealthiest counties in the world. It's 45 minutes from DC, and all the Government organizations and corporations in the tri-state area. There is literally no excuse for Detroit... lol... slip there. There is NO excuse for Baltimore to be in the condition that it's in. Anyway... my thoughts on how to fix it.
When I was visiting the B&O Railroad I noticed rows and rows and rows of condemned "row houses." There were literally 4 streets of row houses that all ended in a cul-de-sac. Now, I don't know about you... but to have a cul-de-sac in the city, be next to a major museum, and all the trendy stores and restaurants... I cannot begin to fathom why these row houses were abandoned. They were all boarded up, and of course the city painted them all "pretty colors." Another word for stupidly painting over the antique brick.

Anyway... if I was mayor of Baltimore, I would immediately commission a group to come up with a plan for selling these homes. Since the city owns all of them due to abandonment and lack of taxes paid, they are owned free and clear by the city. Currently, they COST money for the city to maintain, and currently don't produce any tax revenue. What they should do is negotiate with a series of banks and home builders, and come up with a comprehensive "simple" cost structure for rehabilitating and renovating all of these homes.

To be clear, the city can now ask that all of these row houses be renovated to the latest standards. That means, solar panels, triple insulation, solar water heater, low flow toilets... you name it. All the "green" bull **** . The cost structure would be simple. To completely renovate a row house like this could typically cost about $150k for these 1,400 sq-ft homes. It would provide a slew of construction jobs, from basic labor to trades. Multiple banks could bid on the opportunity to offer these loans at a fixed interest rate. There are... THOUSANDS... TENS OF THOUSANDS of middle to low income tech people and families that would kill for a chance to live in that area, and at an affordable cost. The mortgage literally covers the cost of the renovations, because there are no other costs associated.

This brings young families into these homes, the kind of growing families you actually need in your city, turns a cost into revenue, and provides numerous jobs.


One example:

CLICK FOR FULL SIZE
CLICK FOR FULL SIZE

The B&O Railroad? Did he Pass Go? Did he Collect $200..? Was that because he landed on Community Chest? I hope he didn't GO TO JAIL.

All kidding aside, it seems to me that these vacant homes that are (as 82-T/A describes) owned by the City of Baltimore are something that would fall within the range of the community development projects that are envisioned by the Opportunity Zones program that is part of the Tax Cuts and Jobs Act of 2017. Tax incentives for developers and investors to create improvements within Qualified Opportunity Zones or "QOZs." I went so far as to do an online "investigation" of my own--albeit, a small investigation--and I find that there were 10 such QOZs within the City of Baltimore as of December, 2018. It would be something of a "chore" to determine the exact locations of these QOZs and whether they include any of these vacant homes that are owned by the City of Baltimore.

Bottom line: If these vacant homes are not already part of some Opportunity Zone development project(s), then it's an Opportunity Zone development project Waiting To Happen.

Mehrsa Baradaran (as I started this Topic) would argue that her "American Homestead Act for the 21st Century" idea would be a more effective way of improving the lives of those whose lives need the most improving, but I think that idea is (likely) shaped around a vision of much larger and more "holistic" community development projects than just a few discontiguous property tracts where there are vacant homes.

I presented that "Homestead Act" idea without any pretense on my part of actually knowing enough about this subject as to say with any honest personal conviction that I am "For It" or "Against It."

The predictable and shorthand rejection of the "Homestead Act" idea as "Marxist" and "Doomed To Fail On The Evidence Of World History", as entered into the record here by COFMs (Certain Other Forum Members), strikes me as a kind of knee-jerk, fecklessly doctrinaire and factually barren piece of "Pennock's theater."

I am inclined to opine that the "Homestead Act" idea would be worth a trial run, in one or two distressed communities, to see what comes of it. So I am open to it. I am not "pushing for it." It only came to my notice because I was looking at MSNBC when Ali Velshi had that brief, on-air interview with Mehrsa Baradaran. Who knows how many similar ideas are percolating as subsoil, fungal-like verbal organisms at who knows how many other colleges and universities across the country?

Click to show

[This message has been edited by rinselberg (edited 06-23-2019).]

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I've been living this inner-city sheet for the past 3 1/2 years....We have working people, severely disabled, retired, 1/2-disabled, entitled, all living in close quarters in what SHOULD be a marxist dream of everything-handy and community.

It dont work...its a failure. Those who want better will bust their azz and find it, no matter how long it takes. Those that dont...wont.

I was up at the uni 9am this morning. Told a girl from across the street to call her kid up and I'll take him there and make some introductions, maybe he can have some of the work I'm leaving behind.....

NOPE, dont wanna 24 years old and just got handed contracts on a silver platter and turns them down because 500 bucks a month welfare and couch surfing is so much easier. Sell a few drugs maybe. I dunno and I dont care. I tried. He is a smart enough kid, just doesnt want to.

So long as the dopers and thieves roam the streets and show them the path to "easy money" and how to get thru life using one place until it runs dry then finding another and giving nothing in return...nothing is ever going to change....to many good times to be had with no consequences when they fruck up...they just dont "get it". They cant see cause-and-effect becuase there is always somebody there to pick them up and coddle them and tell them how special they are.

AND, you end up with places like this, or Rogers neighborhood, or downtown ANYWHERE in North America...normal people got the fruck out and whats left resembles "escape from new york" except Snake aint coming to save the day....
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Report this Post06-23-2019 09:42 PM Click Here to See the Profile for FatsClick Here to Email FatsSend a Private Message to FatsEdit/Delete MessageReply w/QuoteDirect Link to This Post
I think it's sad that Rinse, as well as many other lefties, don't think of black people as Americans.

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Report this Post06-24-2019 01:04 AM Click Here to See the Profile for randyeClick Here to visit randye's HomePageClick Here to Email randyeSend a Private Message to randyeEdit/Delete MessageReply w/QuoteDirect Link to This Post
 
quote
Originally posted by Fats:

I think it's sad that Rinse, as well as many other lefties, don't think of black people as Americans.


Leftists all practice the "soft bigotry" of low expectations of minorities, especially toward blacks.

[This message has been edited by randye (edited 06-24-2019).]

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Report this Post09-13-2020 01:10 AM Click Here to See the Profile for rinselbergClick Here to visit rinselberg's HomePageClick Here to Email rinselbergSend a Private Message to rinselbergEdit/Delete MessageReply w/QuoteDirect Link to This Post
Nothing like digging up an old topic.

I had brought up Opportunity Zones before, when this thread was active.

"Trump is touting Opportunity Zones as a huge success with no proof"
 
quote
LOUISVILLE — In more than 15 separate public appearances since the protests over George Floyd's death began, President Donald Trump has touted the success of his administration's Opportunity Zones program, claiming it has created "tens of thousands of jobs" in poor Black communities across the U.S. But those who track the tax-break program say such claims are impossible to prove, and that the bulk of the investments to date have gone to real estate deals that do not produce long-term jobs.
 
quote
Supporters of the program point to creative new developments in places like Birmingham, Alabama, and Erie, Pennsylvania, that demonstrate clear benefits for the community. And they say it's too early for anyone to judge the program's success.
 
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San Francisco-based consultant Novogradac says the pandemic has dampened investor interest in Opportunity Zones. "We have definitely heard anecdotally from clients and others, that many OZ developments centered around hospitality or retail/restaurants are stalled, are being re-underwritten or otherwise on hold."


Read-o-Meter pegs this as a 7-minute "read."

Laura Strickler and Blayne Alexander for NBC News; September 12, 2020.
https://www.nbcnews.com/bus...ss-no-proof-n1231546

[This message has been edited by rinselberg (edited 09-13-2020).]

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Report this Post09-13-2020 07:01 AM Click Here to See the Profile for maryjaneSend a Private Message to maryjaneEdit/Delete MessageReply w/QuoteDirect Link to This Post
black capitalism?
Black Dynamite!!

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Originally posted by williegoat:



Better?



LOL
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Report this Post09-13-2020 02:08 PM Click Here to See the Profile for FatsClick Here to Email FatsSend a Private Message to FatsEdit/Delete MessageReply w/QuoteDirect Link to This Post
 
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Originally posted by 82-T/A [At Work]:

Couple of things... since the topic is related.


A few weeks ago, I had the opportunity to exchange some brief words with Ben Carson, and have a long conversation with his wife. They were both there for the HUD Innovation Symposium. His wife is a very nice lady, spoke a lot about her dislike for the dishonesty in the media for their goal to push a false narrative and resistance to presenting anything positive. One of the things her husband has been working on has been an attempt to lower the cost of housing for low income families. Specifically, the goal has been to create inexpensive quality homes. Much in the same way that we did for our returning soldiers back in the 1950s (those steel houses... can't remember the name). In any case, several companies shipped examples of quick homes. Some were 3D printed, some were made out of old shipping containers, and some were prefab homes that were shipped and assembled as solid pieces. Others were mold-injected, etc. In every case, the home was produced at 1/3 the cost or less for contemporary square footage and met or exceeded (most of them) the highest energy efficiency standards. Because every city and every state has "standards" that must be met, there's a long road ahead for convincing cities to accept this innovation, particularly because most home builders will lobby local politicians to vote against anything that would approve it. But... within the control that Ben Carson has as HUD director... he's doing quite a bit to change things. The prior HUD director did absolutely nothing.


Second topic... my own thoughts. Having lived near Baltimore a few years ago, it occurred to me how "stupid" Baltimore is run. The failure of Baltimore is squarely on the shoulders of the liberals who run the city. Consider for a second that Baltimore sits right next to the wealthiest counties in the world. It's 45 minutes from DC, and all the Government organizations and corporations in the tri-state area. There is literally no excuse for Detroit... lol... slip there. There is NO excuse for Baltimore to be in the condition that it's in. Anyway... my thoughts on how to fix it. When I was visiting the B&O Railroad, I noticed rows and rows and rows of condemned "row houses." There were literally 4 streets of row houses that all ended in a cul-de-sac. Now, I don't know about you... but to have a cul-de-sac in the city, be next to a major museum, and all the trendy stores and restaurants... I cannot begin to fathom why these row houses were abandoned. They were all boarded up, and of course the city painted them all "pretty colors." Another word for stupidly painting over the antique brick.

Anyway... if I was mayor of Baltimore, I would immediately commission a group to come up with a plan for selling these homes. Since the city owns all of them due to abandonment and lack of taxes paid, they are owned free and clear by the city. Currently, they COST money for the city to maintain, and currently don't produce any tax revenue. What they should do is negotiate with a series of banks and home builders, and come up with a comprehensive "simple" cost structure for rehabilitating and renovating all of these homes.

To be clear, the city can now ask that all of these row houses be renovated to the latest standards. That means, solar panels, triple insulation, solar water heater, low flow toilets... you name it. All the "green" bull **** . The cost structure would be simple. To completely renovate a row house like this could typically cost about $150k for these 1,400 sq-ft homes. It would provide a slew of construction jobs, from basic labor to trades. Multiple banks could bid on the opportunity to offer these loans at a fixed interest rate. There are... THOUSANDS... TENS OF THOUSANDS of middle to low income tech people and families that would kill for a chance to live in that area, and at an affordable cost. The mortgage literally covers the cost of the renovations, because there are no other costs associated.

This brings young families into these homes, the kind of growing families you actually need in your city, turns a cost into revenue, and provides numerous jobs.


One example:





One of the main "issues" with anyone buying or renovating these homes is the Government itself. The houses have lead and asbestos problems, and the government has tied the hands of anyone that owns them to do anything. They force the companies (whether you agree with it or not) with one way to remove the bad materials, and it's set at a price that's so expensive (because there are no other options allowed) that nobody can ever recover the money they would have to pay out to renovate them. In a lot of cases, the building cannot be sold because of the contamination, and the city isn't going to tear it down, then they are liable.

There are likely dozens of ways to safely do away with the offending materials, but those aren't allowed, because of government.

Yes, we all want to be safe. And none of us want anyone to be poisoned by lead or asbestos. It's sad that these things still need to be removed after all these years. The greatest care should be taken in removing them, and making sure nobody can come in contact with them again.

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quote
Originally posted by rinselberg:
University of Georgia professor Mehrsa Baradaran sees a failure that is common to all of those ideas, including her expectations for Trump's tax incentives. She describes these efforts as ... never achieving what would seem to be the most important objective, of transforming neighborhoods of residents with little wealth into neighborhoods of residents with significantly more wealth.


 
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The goal of the 21st century Homestead Act is to counteract the longstanding legacy of racially discriminatory housing policies by revitalizing distressed communities through public investment. The basic structure of the program is a wholesale transfer of land to residents who meet certain criteria. Accompanied by a holistic plan at the city level to revitalize the community through public investments in infrastructure and jobs, this proposal would benefit people who live in [selected] small and medium-sized cities that are experiencing high vacancies.




A holistic plan. Much like comprehensive legislation which doesn't do squat except cause unintended problems, . A holistic plan it is not because it doesn't address the main problems of, what did you call it ? Ah yes, you called it black.

What did your hero state ?

 
quote

Barack Obama stated on June 15, 2008 in a speech at a Chicago church :

"More than half of all black children live in single-parent households, a number that has doubled — doubled — since we were children."

The absence of fathers is important, Obama continued, because "children who grow up without a father are five times more likely to live in poverty and commit crime; nine times more likely to drop out of schools and 20 times more likely to end up in prison."


Comedian Bill Cosby, also blamed fatherlessness in the black community, among other things, for African-Americans' overrepresentation in jail and underrepresentation among the educated.
Which puts black communities on a death spiral.

Then their is the gall of of calling it a public investment. Is a government act needed for the public to be allowed to invest, .
In case you didn't know, ..., "government public investment" is code for "TAX".

Wholesale transfer of land ? Why not just offer government owned land for sale at wholesale prices ? I promise you. That will revitalize a community.

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Report this Post09-14-2020 12:27 PM Click Here to See the Profile for Rickady88GTClick Here to Email Rickady88GTSend a Private Message to Rickady88GTEdit/Delete MessageReply w/QuoteDirect Link to This Post
The war on poverty has lasted longer than the war on drugs.
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Report this Post09-14-2020 01:14 PM Click Here to See the Profile for williegoatClick Here to visit williegoat's HomePageSend a Private Message to williegoatEdit/Delete MessageReply w/QuoteDirect Link to This Post
fact #1: The best thing we can do to combat poverty is create jobs.

fact #2: Jobs are created by capitalists.

conclusion: If you are opposed to poverty, you are a racist.

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quote
Originally posted by cliffw:
Wholesale transfer of land? Why not just offer government owned land for sale at wholesale prices? I promise you that will revitalize a community.

It has to be real estate where the people can have their homes. It would be land that is already within or adjacent to the 21st Century Homestead Act's targeted communities, and land that is already occupied by vacated homes and housing units that are in need of repairs and renovation. Some of it could be government-owned land, but it's mostly about vacated residential buildings on privately held real estate.


 
quote
Originally posted by cliffw:
What did your hero [President Obama] state?

I think of U.S. Presidents as "the" President. It's never "my" President. Obama wasn't "my" President. Trump isn't "my" President. Not in my mind.

[This message has been edited by rinselberg (edited 09-14-2020).]

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Originally posted by rinselberg:

I think of U.S. Presidents as "the" President. It's never "my" President. Obama wasn't "my" President. Trump isn't "my" President. Not in my mind.


He is my president because he works for me. I pay him and he better damned well do a good job, or I am going to fire his ass.
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Report this Post09-14-2020 08:47 PM Click Here to See the Profile for cliffwClick Here to Email cliffwSend a Private Message to cliffwEdit/Delete MessageReply w/QuoteDirect Link to This Post
 
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Originally posted by rinselberg:
It has to be real estate where the people can have their homes. It would be land that is already within or adjacent to the 21st Century Homestead Act's targeted communities, and land that is already occupied by vacated homes and housing units that are in need of repairs and renovation. Some of it could be government-owned land, but it's mostly about vacated residential buildings on privately held real estate.


Ah, so much for the holistic solution, . Another dumbocratic emotional lie.

 
quote
Originally posted by rinselberg:
Real estate where the people can have their homes.


That's benign description. Where is that ?

 
quote
Originally posted by rinselberg:
It would be land that is already within or adjacent to the 21st Century Homestead Act's targeted communities.


Targeted communities ? That's racist. What is wrong with the homes they have in these targeted communities ? The gun is not the problem, neither is the home. The user is the problem.

 
quote
Originally posted by rinselberg:
... land that is already occupied by vacated homes and housing units that are in need of repairs and renovation.


I flat out own land which is pretty much vacated. Much land is by many. My land can use repairs, renovation, and ... investment. I need do nothing. It is an investment.

What is wrong with, ... what did you call it ? Ah yes, black ? Immigrants come from all over the world and can make it. Even that Senator biatch from Somalia. Why can't some blacks excel after years of government cheese ?

Hint.

They vote for government cheese, promised by Dumbocrats.

DO WE WANT THIS PROBLEM SOLVED OR WHAT ?
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Report this Post09-14-2020 09:58 PM Click Here to See the Profile for rinselbergClick Here to visit rinselberg's HomePageClick Here to Email rinselbergSend a Private Message to rinselbergEdit/Delete MessageReply w/QuoteDirect Link to This Post
I've already figured out that I cannot be a "policy wonk." I've done extra reading on Global Warming, but in this space of urban economics--not at all.

The Opportunity Zones that are referenced and given some discussion previously in this thread are already "a thing."

Why not give the 21st Century Homestead idea a "shot"..? Try it on a small scale, just in one or two places in the country. Fort Wayne, Indiana (I think that one was singled out, but I'm not sure) and I dunno--some other place. Or maybe just one place.

I'm not saying I'm "sold" on it.

This is the 6-minute on-air interview that got me interested in the idea.
https://www.nbcnews.com/vid...alth-gap-60403781900

Insanity is repeating the same thing and expecting a different result.

I don't think the 21st Century Homestead idea is the same thing or one of the things that have already been tried in the nation's long running "War on Poverty."

I trust Ali Velshi, and I think you can too.

OK, that last line is a joke. (Tom Selleck for AAG reverse mortgage loans.)

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