AFFH is easily one of President Obama’s most radical initiatives, on a par with Obamacare in its transformative potential. In effect, AFFH gives the federal government a lever to re-engineer nearly every American neighborhood — imposing a preferred racial and ethnic composition, densifying housing, transportation, and business development in suburb and city alike, and weakening or casting aside the authority of local governments over core responsibilities, from zoning to transportation to education. Not only the policy but the political implications are immense — at the presidential, congressional, state, and local levels.
Can only hope this goes nowhere ! A house is probably the biggest investment you'll make a your lifetime. It's already bad enough that we pay for everyone who defaults on a Mortgage, this is only going to make things worse for the people who play by the rules.