|
Author
|
Topic: Who do you use for your insurance?
|
Loki
Member Posts: 7286
From: Dallas, TX
Registered: Mar 2000
|
Company I got hired on give me the option to take there insurance or opt out and they pay me $416 a month to find my own. Medical I am not to worried about as I am healthy (for now), but dental is what I am really needing. Need upper dentures and 2 crowns on lower.
So, what do you use? happy with them?------------------
-----www.michaelgeddiephotograpy.com-----
www.FieroLoki.com----www.FieroLoki.com/forums
Yahoo! = michael_from_tx | MSN = red85gt@hotmail.com | AOL = fieroloki1976 IP: Logged |
82-T/A [At Work]
Member Posts: 4022
From: Cooper City, Florida USA
Registered: Aug 2002
|
I'd get Blue Cross & Blue Shield and Delta Dental.------------------
Todd,
2008 Jeep Patriot Limited 4x2
2002 Ford Explorer Sport 2dr 4x2
2002 Ford Crown Victoria LX
1987 Pontiac Fiero SE / V6
1973 Volkswagen Type-2 Transporter IP: Logged |
jaskispyder
Member Posts: 4183
From: Sault Ste. Marie, MI
Registered: Jun 2002
|
Keep in mind that dental doesn't cover a whole lot.. They may pay for part of the crown or maybe even one crown. Check on that before you buy it... it may be cheaper to just pay for the work yourself and not have insurance. For some reason dental insurance isn't very "insurance-like".
J.IP: Logged |
cliffw
Member Posts: 17252
From: Kerrville, Texas, USA
Registered: Jun 2003
|
| | | quote | Originally posted by jaskispyder:
For some reason dental insurance isn't very "insurance-like".
|
|
Agreed. I never got my monies worth. A waste if you ask me.
IP: Logged |
Pyrthian
Member Posts: 21158
From: Detroit, MI
Registered: Jul 2002
|
| | | quote | Originally posted by jaskispyder:
Keep in mind that dental doesn't cover a whole lot.. They may pay for part of the crown or maybe even one crown. Check on that before you buy it... it may be cheaper to just pay for the work yourself and not have insurance. For some reason dental insurance isn't very "insurance-like".
J. |
|
yup. most dental plans will at best cover 1/2 for the crowns. tho, their monthly premium is low - so - maybe get the work done & then drop them.
if your young, and reasonably healthy - you may not have need for health insurance.
IP: Logged |
Sphynx
Member Posts: 292
From: The Fort, CO
Registered: Jun 2008
|
Hey,
http://www.fiero.nl/forum/Forum6/HTML/071596.html
Click the link above and read all about Ameriplan. It's a great plan and it has helped me before.
Thomas
IP: Logged |
madcurl
Member Posts: 15130
From: In a Van, parked down by the River
Registered: Jul 2003
|
Athem is at it again. Raising premiums
http://news.yahoo.com/s/ap/...ance_rates_wellpoint
Health insurer Anthem Blue Cross said Saturday it would postpone its much-criticized plan to raise rates up to 39 percent for some California residents, agreeing to let regulators first review the decision.
The rate increases will be delayed two months as requested by the California Department of Insurance, said Brian Sassi, president of Anthem Blue Cross of California in Thousand Oaks.
The company said it welcomed a review by the department, and that its proposed rates reflect anticipated medical costs.
"Anthem filed these rates with the appropriate regulators in November of 2009," Sassi said. "They are actuarially sound and in full compliance with all requirements in the law. The rate adjustments have been reviewed by an independent expert."
Anthem, a subsidiary of WellPoint Inc., has been under fire for a week from regulators and politicians for notifying some of its 800,000 individual policyholders in California that it plans to raise rates by up to 39 percent March 1.
WellPoint blamed the recession and rising medical costs for the increase, but Health and Human Services Secretary Kathleen Sebelius said Thursday "it remains difficult to understand" how premium increases of that size can be justified when WellPoint Inc. reported a $4.75 billion profit in the last quarter of 2009.
She also noted that the premium increases are 10 times higher than the increase in national health care costs.
Anthem's plan comes as more people lose employer-sponsored health insurance. A congressional committee will hold a hearing on the rate hike on Feb. 24.
Consumers in at least three other states who buy their own health insurance are getting hit with premium increases of 15 percent or more. The Anthem Blue Cross plan in Maine is asking for increases of about 23 percent this year for some individual policyholders. Last year, they raised rates up to 32 percent.
Kansas had one recent case where an insurer wanting to raise most individual rates 20 percent to 30 percent was persuaded by state insurance officials to reduce the increases to 10 percent to 20 percent. The insurance department would not identify the company but said it was not Anthem.
And in Oregon, multiple insurers were granted rate hikes of 15 percent or more this year after increases of around 25 percent last year for customers who buy individual health insurance, rather than getting it through their employer.[This message has been edited by madcurl (edited 02-13-2010).] IP: Logged |
