So I was minding my own business on the way home and a woman decides that she wants to be where my car is....so she hits me hard and pushes me into the car in front of me and sends that car into the van in front of him.
I'm fighting with the insurance company on the value of the car. I sent them 17K in receipts and they pretty much blew those off. What I need is recent sale or appraisal of a wide body fiero. If anyone knows of something like this please get back with me soon. This has been going on since Sept.
Below are some pics of my poor car.
------------------ 1985 Fiero SE, 4.9 V8 Coversion. 1998 Fiero GT 3800 SC Swap in Progress 1999 Kawasaki ZRX 1100
Sorry to see the damage...hope this gets resolved soon.
Have you tried just paying for an independent appraisal? For a couple hundred dollars you could present the paperwork to them for assessment. This is different than just handing the insurance company receipts...they don't look at it that way. The appraiser could write a report stating pre-accident value of vehicle.
From a website I used to have up, Screwed By insurance.com. (would love to have the time & money to put it back online): Auto Repair Bill Of Rights: http://web.archive.org/web/...tobillofrights.shtml You DO need to get an independent appraisal. Get a rental car now & then remind them the longer they screw around the longer you'll be driving on their dime. Don't tale any s**t from them. I'll bet you can't replace that car for less than 30 grand. If they balk, ask them if they preferred you were driving a $300,000 Lamborgini... HTH, ~ Paul aka "Tha Driver"
I'm fighting with the insurance company on the value of the car.
Whose insurance company ... yours or the responsible party's? If you have collision coverage, your insurance company's responsibility to you depends upon how you insured the car with them. If you just insured it as an ordinary Fiero, you paid premiums for an average Fiero and they will only pay up to the "fair market value" for an average Fiero. The responsible party's liability insurance, assuming they were insured, is responsible for the full amount your actual loss. You will almost certainly need to pay for a professional appraisal before this thing is finally settled. (All this assumes that Texas is not a no-fault state.)
[This message has been edited by Marvin McInnis (edited 11-08-2013).]
Not sure if it's the same in the States, but here in Canada if you're rear-ended, the guy's insurance who's rear ended you pays for the damage to the back of your car and the front of his. However, even if through no fault of your own you are subsequently pushed into the guy in front of you, your insurance pays for the damage to front of your car and the rear of the guy in front of you although it's not deemed to be your fault so your rates don't change.