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Fiero Insurance? by pickerbenny
Started on: 05-08-2015 11:04 PM
Replies: 9 (454 views)
Last post by: theogre on 05-14-2015 11:43 PM
pickerbenny
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From: erie pa usa
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Report this Post05-08-2015 11:04 PM Click Here to See the Profile for pickerbennyClick Here to Email pickerbennySend a Private Message to pickerbennyEdit/Delete MessageReply w/QuoteDirect Link to This Post
I'm on the deciding line of a fiero, but just courious, how much do you guys pay for insurance? Should I keep the antique plates? It wont be insured all year. 86 gt stock.

Thanks!

Ben
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Report this Post05-09-2015 01:19 AM Click Here to See the Profile for jscott1Send a Private Message to jscott1Edit/Delete MessageReply w/QuoteDirect Link to This Post
If it's a low dollar Fiero with just liability if can be less than $100 for 6 months.

If it's a high dollar Fiero but insured for full coverage (agreed value) on a collector policy its, ironically, the same, $200 per year.

This is what I'm paying, your mileage may vary.
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psychosurfer
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Report this Post05-09-2015 08:15 AM Click Here to See the Profile for psychosurferSend a Private Message to psychosurferEdit/Delete MessageReply w/QuoteDirect Link to This Post
For the chop top 88 with an agreed value policy through Liberty Mutual (agreed value of 12k with no mileage limitations but must be garage kept) , we pay around $15/month. Keep in mind we also have two additional stated value vehicles and two fully covered daily drivers. We do get a better rate for having so many insured.
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Old Lar
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Report this Post05-09-2015 11:27 AM Click Here to See the Profile for Old LarSend a Private Message to Old LarEdit/Delete MessageReply w/QuoteDirect Link to This Post
I have three Fiero insured through Grundy for agreed on value ~$460/year. Garage stored is the limitation.
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hnthomps
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Report this Post05-09-2015 12:09 PM Click Here to See the Profile for hnthompsClick Here to Email hnthompsSend a Private Message to hnthompsEdit/Delete MessageReply w/QuoteDirect Link to This Post
For what it is worth, I also currently use Grundy but have used American Collectors in the past. Almost all companies have a garage storage policy but there may be some other differences that you need to check out. For a Agreed Value type of policy, I am paying a little less than 1% per year. If you have an agreed value of $100,000 your price should be somewhere around $1000 per year for full coverage.

Nelson
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jscott1
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Report this Post05-09-2015 02:10 PM Click Here to See the Profile for jscott1Send a Private Message to jscott1Edit/Delete MessageReply w/QuoteDirect Link to This Post
 
quote
Originally posted by hnthomps:

If you have an agreed value of $100,000 your price should be somewhere around $1000 per year for full coverage.

Nelson


A little curious about your example... This is a Fiero forum... I doubt any of us have a Fiero worth $100,000. Well maybe one or two, but not a lot of us.

BTW I have Grundy.
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hnthomps
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Report this Post05-09-2015 08:45 PM Click Here to See the Profile for hnthompsClick Here to Email hnthompsSend a Private Message to hnthompsEdit/Delete MessageReply w/QuoteDirect Link to This Post
 
quote
Originally posted by jscott1:


A little curious about your example... This is a Fiero forum... I doubt any of us have a Fiero worth $100,000. Well maybe one or two, but not a lot of us.

BTW I have Grundy.


I have four Meras with engine swaps. Two of them are show quality cars, one is an 80% finished vehicle that needs some minor interior work plus paint, and the last one is a 50% complete vehicle that is mechanically and electrically sound but needs major interior and paint work. Maybe in the next two years I will be able to complete the 80% one but it will be quite a while for the remaining project car.

I have posted some pictures of them previously but will do so again if anyone is interested.

Nelson
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jscott1
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Report this Post05-10-2015 03:34 PM Click Here to See the Profile for jscott1Send a Private Message to jscott1Edit/Delete MessageReply w/QuoteDirect Link to This Post
 
quote
Originally posted by hnthomps:


I have four Meras ...

Nelson


Yes I am interested. You probably posted them in that massive "Real Mera in Paradise" thread, but I confess I haven't looked at every page.
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hnthomps
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Report this Post05-13-2015 09:28 PM Click Here to See the Profile for hnthompsClick Here to Email hnthompsSend a Private Message to hnthompsEdit/Delete MessageReply w/QuoteDirect Link to This Post
1987 Mera with t-tops and 3800 SC Series II engine. This is my 80% project.





1988 Mera with 383 fuel injected engine. 50% project.





88 Mera t-top with 3800 SC Series III engine. 99+% complete.





87 Mera with turbo 3.4 engine. 99+% complete






Nelson

[This message has been edited by hnthomps (edited 05-14-2015).]

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theogre
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Report this Post05-14-2015 11:43 PM Click Here to See the Profile for theogreClick Here to visit theogre's HomePageSend a Private Message to theogreEdit/Delete MessageReply w/QuoteDirect Link to This Post
 
quote
Originally posted by pickerbenny:
I'm on the deciding line of a fiero, but just courious, how much do you guys pay for insurance? Should I keep the antique plates? It wont be insured all year. 86 gt stock.
In general, Old cars have low insurance prices but Zip code, your age, etc, affects your final price.

If you own a house or not can affects car insurance prices too.
Progressive "bundle" ad is close to true... But the best ones and less confusing are often one company to the bundle deal. Not all does this like Progressive... home is X co and car is Y co. You have to check.

Progressive put this data in "fine print" in their ads for 1-3 seconds near/at the end.
"Auto Insurance provided by Progressive... Home Insurance provided and service by Third-party Insurers."
Source: The Birds & the Bundles ad, time mark ~22 seconds

As to keeping antique tags....
PA and others w/ these types of tags Restrict driving to shows, education, club events and so on.
Daily Ride does not get Antique tags or avoid Inspection. IOW Driving to work/school 2 or more day a week then the car must pass safety and emission inspections and get a normal tag.
PA requires you to have a normal car or other transportation when you have a car w/ antique or classic tags.
See PA Code, CHAPTER 67. ANTIQUE AND CLASSIC VEHICLES and google: pa antique tags

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