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How to figure out how much of a car loan you can afford? by LitebulbwithaFiero
Started on: 04-11-2011 04:41 PM
Replies: 43
Last post by: 2.5 on 04-15-2011 01:58 PM
Lambo nut
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Report this Post04-15-2011 09:38 AM Click Here to See the Profile for Lambo nutSend a Private Message to Lambo nutDirect Link to This Post
 
quote
Originally posted by LitebulbwithaFiero:

Who pays cash for a loan?



People who don't want to pay twice for the car....

Kevin

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ls3mach
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Report this Post04-15-2011 09:43 AM Click Here to See the Profile for ls3machSend a Private Message to ls3machDirect Link to This Post
 
quote
Originally posted by LitebulbwithaFiero:
And those that say to man up, need to read up. I am asking how much of a loan I can afford. Your answer is if you can't buy it with cash then you can't afford it. Who pays cash for a loan?


You don't take a loan when you pay cash...but the people who pay cash are:
People that plan for their future, spend their money wisely and live within their means.
I don't need to read up, I caught the entire conversation the first time through.

Ultimately you are free to do whatever you want. We weren't trolling you though, just giving you the best answer from people who have been there before.
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Report this Post04-15-2011 01:56 PM Click Here to See the Profile for 2.5Send a Private Message to 2.5Direct Link to This Post
Best thing to do is drive what you got if you can. Save up like 2-3k cash and buy a car with cash. IMO
But everyones taste is different. Loans are bad.
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2.5
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Report this Post04-15-2011 01:58 PM Click Here to See the Profile for 2.5Send a Private Message to 2.5Direct Link to This Post

2.5

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Member since May 2007
If you want to get a loan. Look at what extra cash you have had each month over the past years. Thats how much you can pay per month. As long as nothing else comes up like an emergency that you might not have a savings to cover. One way to look at it.
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