Hope she is ok and ADT makes you a settlement. On a lighter note.......I bet Pontiackid86 will be glad sell you his Solstice

As everyone else has said, I'm glad to hear that she's okay, Darlene. That's all that really matters. I wrecked my dream car after a week of ownership. Wasn't even my fault...a woman ran me off of the interstate. I was livid...but I got over it. Michelle will, too.

quote Originally posted by IMSA GT: Hope she is ok and ADT makes you a settlement. On a lighter note.......I bet Pontiackid86 will be glad sell you his Solstice

Lol shed be downgrading going from a GXP to an 06. Not to mention mine is an odd car. Fully optioned luxury wise but no ABS no TCS and no air pump.. BOO


Im glad shes ok. She'll be fine. With the prices these things are going for and being hit by a ADT van. she should get enough to go out and get a GXP hardtop.

If she dosent mind downgrading to a non turbo model the dealership where i bought my car has a beautiful red 08 with about 15K on it. fully loaded with everything except the turbo.

Yes, I as well hope everything turns out well.

quote Originally posted by pontiackid86: If she dosent mind downgrading to a non turbo model the dealership where i bought my car has a beautiful red 08 with about 15K on it. fully loaded with everything except the turbo.

No way, Turbo or Bust!

I don't see why everyone is so eager to see ADT have to reach any deeper into their pockets then anyone else who might have hit her. Insurance is to make you whole again, not to improve your situation from before the accident.

Glad your daughter is ok.

sorry about the car and hope your daughter feels better. dam snow and jersey drivers. i was one of those them jersey drivers. lots of rest and ice.

quote Originally posted by WhiteDevil88: I don't see why everyone is so eager to see ADT have to reach any deeper into their pockets then anyone else who might have hit her. Insurance is to make you whole again, not to improve your situation from before the accident. Glad your daughter is ok.

If it was dude to the drivers neglect for the situation than she should be fairly compensated for it.

As a fellow Solstice owner I feel your pain! However, the bottom has REALLY dropped on used Solstice prices.
I wouldnt doubt she can get more $$ from insurance than she would had she sold the car outright!

Hi everyone, wow, thanks for your support. I know it's just a car, she knows it's just a car, but it was her baby.

Docs at the ER said she was fine, I'm sure she might have a few aches, but fine none the less.

We will see what happens when the insurance company comes a lookin, then she'll go from there. And I figured PK would be brought up, but for her, it's turbo or bust so PK's car wouldn't do it for her. Her boyfriend who works at a car dealershiip was already looking up cars. He said "how about a G-8, she said only if it's a GXP, like she could afford that. lol She's feeling okay!

As for you Jeff, she's not the type to go trying to get money from them. The driver of the van tried to put the blame on her, told the cop she was sliding all over the place and hit him. He took one look at where the cars were and the skid marks and gave him a ticket. She just hopes if they do total it, it will cover her loan plus the upgrades she did to it.

And Tony, glad to hear you are doing better, you must stay alive so you can get these kind of text pictures from your son!! The joys of being a parent!!! Just picture, no explaination or a captions saying they are alright.

Forgot to tell you about the air bag, she said the car said "Deploy Airbag" like it was asking a question, but it never went off.

[This message has been edited by fierogirls-mom (edited 01-14-2011).]

Glad she is OK,

If it were me, I would be hoping for a total as well. That car, if fixed will look great, but will never be the same. I hope she finds another car that will put a smile on her face like this one.

Mark

quote Originally posted by DtheC: Sorry to hear, glad she's OK. Have to be the first one to say, "That will buff right out." I know it won't, but I'm just wanting to be the first.

We're all glad she's OK. I also agree with Stimpy, insurance is to make you whole again, not to make you better than you were before.

As far as being the first to say that'll buff right out, look again. You're # 2.

Ron

quote Originally posted by fierogirls-mom: The driver of the van tried to put the blame on her, told the cop she was sliding all over the place and hit him.

That right there deserves an a$$ kicking. Willing to bet the A-hole was lieing because he was already in a few accidents from his poor driving skills and ready to be fired because of it. Hope this moron losses his job and is disqualified for un-employment because of his actions, it will be a deserving lession if he is capable of learning which I doubt from the way he acted.
At least the important part of the ordeal is done, your daughter was cleared by the doctors and is OK.

Hope she got up this morning and feels good. If she's sore she needs to get checked out.

quote Originally posted by fierogirls-mom: The driver of the van tried to put the blame on her, told the cop she was sliding all over the place and hit him. He took one look at where the cars were and the skid marks and gave him a ticket.

Kinda hard to lie when the truth is in the snow!

Hi Dar,
I'm happy that your daughter is okay. Sucks that she has to share the road with idiots, but it could have been much worse.
Sorry about her "baby". I understand completely.

quote Originally posted by fierogirls-mom: ...she's not the type to go trying to get money from them. The driver of the van tried to put the blame on her, told the cop she was sliding all over the place and hit him. He took one look at where the cars were and the skid marks and gave him a ticket...

I agree that insurance is designed to make one "whole" again, but hairballs like this guy are what makes people want a bit of additional payback.
Not that it's right. Just that it "is".

quote Originally posted by WhiteDevil88: I don't see why everyone is so eager to see ADT have to reach any deeper into their pockets then anyone else who might have hit her. Insurance is to make you whole again, not to improve your situation from before the accident.

Except they almost never "make you whole" totally. They always try to lowball you, drag their feet and hope you'll settle, and generally try to minimize reimbursement to you at every turn. My wife had an accident about 3 years ago. We had to fight to get the ins co to accept blame, even though it was obvious, their client ran the red light & hit 3 cars. They kept claiming that they couldn't get in contact with their client. Then we had to fight them to get a rental, which wound up being a Honda Civic, our vehicle was a Lexus. Then fight with them to get OEM body panels. The repair took a week longer than the original estimate, and we had to fight to get them to pay for the rental car for the extra week (that took months). During the time they refused to get us a rental, my wife had to drive my 5 speed Fiero, and she has bad knees. After all the hassle and time lost, they came WAY short of "making us whole" again.

quote Originally posted by pontiackid86: If it was dude to the drivers neglect for the situation than she should be fairly compensated for it.

"Fairly compensated" does not mean turning a profit. Just because deep pockets did the hitting doesn't mean that you get to dig any deeper to fix the car.

interesting... as for the insurance... they will pay out as little as possible. It doesn't matter who was at fault or anything like that. If the other driver was at fault, then one insurance company will just pay the other. If need be, the insurance company will go after the driver for a judgment (but being a company vehicle, I don't think this will happen).

Depending on the damage, they may just total it... If so, they will pay out market value to the owner and sell the old car at auction.

Just talked to my daughter. She's feeling a bit sore today, and can't move her neck to the right. She already has a rental to drive, it's a Hyundai Tiberon GT. I'm shocked she wanted to drive a foreign car! lol So the ball is rolling, her commander made her go to the base doctors too, so she sat there for an hour to get checked out. So far so good. They did do an MRI on her foot (it was smashed a few months ago by an engine cart when she was loading it on the plane) She was happy to hear that it's getting checked out, it still hurts her. The cart was 19,000 pounds....

Thanks again for all the posts and concerns. Love you guys!!

[This message has been edited by fierogirls-mom (edited 01-15-2011).]

Dar can you keep us updated on how it goes with the insurance. Having been on the same side of an accident I can tell you nothing will make up for the crap the insurance company put me through.
From day one they started screwing me over. It also took way longer to settle because I had to fight them over every penny, they wanted to give me $800 for my car. So at least she has a newer car so they cant fight about what its worth too much. Its all of the updates that she did that will be hard to prove.

Its been 5 years and I still have flash back of the ass hat that hit me, I still don't like people getting too close to me in traffic and I cant help but pucker up every time someone has to stop behind me at a light.
You can never make that up or make it better. Money just wont do it.

If I had my way they would buy her a new car and give her the old one back and after kissing her feet and thanking her for serving and protecting their dumb ass so they can still live in relatively free country they would shower her with money to make the pain and fear go away. I cant stand someone that cant take responsibility for their actions, they should have to pay for it.

quote Originally posted by WhiteDevil88: "Fairly compensated" does not mean turning a profit. Just because deep pockets did the hitting doesn't mean that you get to dig any deeper to fix the car.

If its due to an employees neglect than it should be profited.

quote Originally posted by WhiteDevil88: I don't see why everyone is so eager to see ADT have to reach any deeper into their pockets then anyone else who might have hit her. Insurance is to make you whole again, not to improve your situation from before the accident. Glad your daughter is ok.

I too am glad the daughter is ok. While I have never been in even a remote seriously accident, I would imagine it could be something that could scar you physically and mentally. I was a personal driver for a while and have several customers who could no longer drive because they were just to scared after having been in an accident. I had one girl that used to actually start to curl up into a fetal position whenever you passed a large vehicle/truck etc. After having me drive her around she got a lot better, but never could drive again herself.

Now with the insurance company? Well they exist solely to make $ off YOU, and when something does finally happen and they have to pay you. They are basically paying you with your own money that you paid for so many years. Then they want to give you as little back as possible, and will often fight you really hard to do so.

Yes they should improve your situation from before the accident, most people spend many many years improving the insurance companies situation. (making them rich).

Sure will Jake! She has USAA for her insurance, same as us and they are great. Told her to go get a rental car, and she can have it for as long as needed. I guess the closest insurance adjuster for them is in Norfolk, so it might be a few days for him/her to come look at the thing.

I remember when I got nailed by the piece of plywood that decided to fly off the roadway on 95. Still to this day, if something is flying at me (even if it is a piece of paper or something little) I wince a bit. I saw that plywood lift, couldn't go anywhere and thought my god it's going to come through the windshield. Still freaks me out, so I know a bit of what you are going through Jake.

Glad here also that she is ok. Sad here also that the car is not, .
As far as dealing with and getting screwed over by the other insurance company, that's why I have full coverage (as I suspect she does). My insurance company (also USAA) will make me whole and the other insurance company will have to settle with them.

quote Originally posted by Gecko: with the insurance company? Well they exist solely to make $ off YOU, and when something does finally happen and they have to pay you. They are basically paying you with your own money that you paid for so many years. Then they want to give you as little back as possible, and will often fight you really hard to do so. Yes they should improve your situation from before the accident, most people spend many many years improving the insurance companies situation. (making them rich).

Hi Gecko,

I've been telling Don for years that insurance is a racquet. I hope you're doing well now. I don't get on here much anymore. Always busy. Take care.

Jane

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Imagination is the only weapon in the war against reality

Update, the car is totaled. They towed it to a salvage yard in Bridgeton PA and the adjuster checked it out on Thursday. He didn't have the keys to get into the car, the towing company never gave him them, but from what he saw body part wise, frame damage, engine sitting cockeyed, it's totaled. The total loss guy will be calling her on Monday (hopefully because she will be TDY for 6 weeks on Tuesday) I told her to fight it out with him over the new GM parts she put on the car.

I'll keep you posted Jake, I know you were curious.

quote Originally posted by fierogirls-mom: Update, the car is totaled. They towed it to a salvage yard in Bridgeton PA and the adjuster checked it out on Thursday. He didn't have the keys to get into the car, the towing company never gave him them, but from what he saw body part wise, frame damage, engine sitting cockeyed, it's totaled. The total loss guy will be calling her on Monday (hopefully because she will be TDY for 6 weeks on Tuesday) I told her to fight it out with him over the new GM parts she put on the car. I'll keep you posted Jake, I know you were curious.

Thats good news for her, now if they give her what she needs to get a car to replace it.
I wish her good luck and hope they don't jerk her around too bad. I know I had to throw out the lawyer word a couple of times before I got a settlement.

Have her have the receipts from all the upgrades handy. They might pull a time limit on her but if they go that route she can throw the Servicemembers Civil Relief Act at them.

[This message has been edited by Gokart Mozart (edited 01-22-2011).]

quote Originally posted by Gokart Mozart: Have her have the receipts from all the upgrades handy. They might pull a time limit on her but if they go that route she can throw the Servicemembers Civil Relief Act at them.

No one should feel bad about talking with a professional. I wish I would have talked to a lawyer so I didn't get taken advantage of.

Glad to hear everything is working out Dar, and that she's ok.

Has she considered going (or sending someone) to pull the new upgrade parts off the car? She still technically owns the car until she has to surrender the title to the insurance company, so technically she could go to the scrapyard and pull them for the new car. At least that's always been how things worked for me anyway after an accident. The towing co usually lets you pull things out of the car after an accident...

Just a thought The parts are rightfully hers after all. Or call the scrapyard after the ins company takes the title, and buy the stuff back for next to nothing

Just make her aware that it is her decision as to when the car leaves the tow yard. So what she needs to do is make the insurance company and the tow yard aware that you will not release the car until the check is in her hands. The insurance company will try to remove the car from there as quick as possible because generally it is costing them $50 a day and to give them the upper hand. Once they have the car they will try to lowball her as much as possible but if they know right from the door that the car will not leave until she says its ok, generally they will play a little more fair. They also have to legally give her the option to buy the car back, so if her upgrades are salvageable than this will be her best option since generally they will sell the car back rather cheap, generally less than $500. Just make sure that she has the check in hand also that way they can not tell her one amount and change it when the check comes.(quite common)

The car belongs to her, have it towed to your property.
It will make it easier to come to a deal on the remains.

I've had USAA Insurance for about thirty years, they will take care of their client for the most part. They are the best insurance company out there IMO. But, just like all insurance companies, they use the same value books and rules.

The last time I had to deal with them in an accident scenerio, I had the car towed to my home and it sat there until everything was settled so, they didn't have to pay anyone storage fees. Worked out far better for me. BTW, USAA wasn't the company paying the bill but, they did go to bat for me.

Glad yer baby girl is doing OK, tell her we all said howdy and thank her for her service.

Ron

Thanks guys!

She did get a call from the total loss adjuster. They won't give her the money for the parts but told her to go and pull them off the car. So, that's what she will do. She will be getting enough from them to cover what she owes on the car and a bit extra. So she's happy about that. Now she just wants to find another one to her liking. Her dad found an "09 same color as the one she had with all the options she wants and it only has 100 miles on it. It's about $8,000 less than the brand new ones sitting on the lots (yeah they still have some sitting out there) So maybe she will end up with a newer car with less miles on it for the same car payment as she had before. She's kinda bummed she's flying on Tuesday because even though she owns 2 cars now, she depended on the Soltice a lot. Driving a '69 Firebird in the snow is not a good thing. lol But with her doing a stage (flying in and out of Afghanistan) for the next 6 weeks she should get a decent per-diem check. So there's some extra money to slap on a down payment.

Thanks again for all the replies! It's very much appreciated!!

Excellent Dar, Glad things are working out for her.

Ron

quote Originally posted by blackrams: Excellent Dar, Glad things are working out for her. Ron

Thanks Ron! I'm happy for her that she didn't get toasted on the deal.
Since when did you become a Steelers fan??

quote Originally posted by fierogirls-mom: Since when did you become a Steelers fan??

Well, it's not like the Chiefs are playing now is it. Besides, I waged a DQ Blizzard on the game and if anyone thinks I don't take that bet serious, they don't know me.

Actually, the Steelers are one of my more preferred teams. The Packer's also qualify in that area but, when there's a Blizzard on the line, I've got to go with the better team unless someone wants to spot me some points. Blizzard betting is serious business. Now if I could just whip that Lactose Intolerence problem, things would be great.

Be sure to post pics of the girl's new ride. Would love to have a Solstice but, I don't think I fit.

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Ron

quote Originally posted by fierogirls-mom: Driving a '69 Firebird in the snow is not a good thing. lol

Get a set of snow tires on that 'Bird asap! Put them on cheapo steelies to save money.

quote Originally posted by blackrams: Now if I could just whip that Lactose Intolerence problem, things would be great.

I would tell you to take 3 lact-aid tablets with your blizzard, but since you are taking the Steelers over my Packers, I'm not going to give you any tips.